Short Takes: Pulte’s Role in FICO’s Shift / New RTL Securitization Issuer / UWM Paying Close to $115 Million for Arena Naming Rights October 3, 2025 Brandon Ivey FHFA Director Bill Pulte said credit bureaus and VantageScore should follow FICO and take creative and constructive actions.Read More
Mixed Trends in Securitization Rate for Residential Mortgages October 2, 2025 Brandon Ivey Some lenders are consistently avoiding delivering certain GSE-eligible mortgages to Fannie Mae or Freddie Mac.Read More
Redwood Boosting Issuance of Jumbo MBS October 1, 2025 Brandon Ivey Redwood is marketing a $684.6 million jumbo mortgage-backed security.Read More
Short Takes: Another Month of Home Price Depreciation / Pending Home Sales Increase / Better Offering Bank Statement HELOC / HUD’s Shutdown Warning September 30, 2025 Brandon Ivey Home prices declined on a monthly basis for the second consecutive month in July, according to FHFA.Read More
UWM Sending Jumbo ARMs to Chase for MBS Issuance September 26, 2025 Brandon Ivey The last time Chase issued an MBS focused on ARMs from other lenders was 2019.Read More
Impairment Rate on Securitized Non-QMs Spikes September 26, 2025 Brandon Ivey Much of the increase in impairments in August was tied to new 30+ day impairments, which increased by 59 basis points.Read More
Short Takes: Two Month Decline in Rates Ends / Existing-Home Sales Level / Chase Offers Another CRT-Like MBS / Freddie Selling NPLs September 26, 2025 Brandon Ivey The average interest rate on a 30-year fixed-rate mortgage increased by four basis points from last week to 6.30%.Read More
Investors Showing Strong Demand for DSCR Mortgages September 24, 2025 Abby Zimmardi “You’ve got an ever-increasing number of investors and insurance companies, securitizers and aggregators, all competing for what feels like a smaller set of loans,” said Clint Thomas, vice president of correspondent lending at Silver Hill Capital.Read More
Short Takes: Applications Level / Largest Expanded-Credit MBS of the Year From Annaly / Moore Capital Management Buying Mortgages From Invictus / Pulte Disbands Advisory Committee at FHFA September 24, 2025 Brandon Ivey While interest rates declined again last week, mortgage applications didn't move much.Read More
Competition Increasing for Rating Non-Agency MBS September 23, 2025 John Bancroft Kroll Bond Rating Agency is facing increased competition in assessing non-agency mortgage-backed securities.Read More