HEL Securitization Cools in Fourth Quarter February 5, 2025 Brandon Ivey Issuance involving closed-end second liens held up better than HELOCs and home equity investment activity.Read More
Retail Channel Gains Share in Agency MBS in 4Q February 4, 2025 Andras Malatinszky Retail lending gained share from the correspondent channel in the fourth quarter.Read More
Consumer Complaints Filed With CFPB Double in 2024 February 4, 2025 Shannon Clark Issues relating to credit reports accounted for 86.6% of all complaints in 2024.Read More
Short Takes: A New LOC for loanDepot / A Lagging Share Price / Of Trade Wars and Interest Rates / Don’t Do It / Banks in the Top-20: Just Five February 3, 2025 Paul Muolo Among the top 20 home lenders in 2024 just five were federally insured depositories.Read More
Mortgage Originations Increase by Nearly 15% in 2024 January 31, 2025 Brandon Ivey The increase in production was driven by interest rates, which were largely lower in 2024 than in 2023.Read More
ABS Issuance Hits Record in 2024, Business Financing Up January 30, 2025 John Bancroft ABS issuance tied to business financing grew by 52.9% from 2023 to $105.33 billion.Read More
Core-Product Share of GSE Business Level in Fourth Quarter January 29, 2025 James Dohnert Non-core products are areas of the market in which non-agency financing is seen as being able to compete with Fannie Mae and Freddie Mac.Read More
FHA Servicing Growth Outpaces VA in Fourth Quarter January 28, 2025 Andras Malatinszky FHA servicing volume increased by 2.5% on a quarterly basis, hitting $1.39 trillion at the end of the fourth quarter of 2024.Read More
Expanded-Credit Issuance Has Its Best Showing Since 2Q22 January 27, 2025 James Dohnert The top three originators of mortgages backing expanded-credit MBS are Acra Lending, Angel Oak and A&D Mortgage.Read More
In 4Q, a Revival in Servicing Values January 27, 2025 Paul Muolo Chase — the largest servicer in the nation — assigned a value of 140 basis points to its third-party servicing portfolio at Dec. 31.Read More