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Home » Topics » IMFnews » Regulatory

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ICE, Black Knight Plan to Sell Off Optimal Blue Business

July 17, 2023
Brandon Ivey
The FTC recently delayed an evidentiary hearing regarding the planned merger...
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CFPB Weighs In on Lawsuit Regarding TILA Coverage

July 13, 2023
Brandon Ivey
The lawsuit involves a loan secured by a cabin on a leased property.
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FHFA Expands Disclosures in Appraisal Data

July 13, 2023
Dennis Hollier
The disclosures include a new field denoting the largest race or ethnic group in a tract.
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Financial Institutions Critical of CFPB’s Abusiveness Policy Statement

July 12, 2023
Sam Manas
American Bankers Association Senior Counsel Kathleen Ryan said that the statement's examples of abusive conduct were based on “unproved and untested allegations in enforcement actions,” not on caselaw.
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CFPB’s Servicing Proposal a Work in Progress

July 11, 2023
Sam Manas
Officials, who were authorized to speak on background only, said the CFPB is working to preserve streamlined modifications and enhance consumer protections against behaviors like dual tracking.
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Regulators Plan to Change Available-for-Sale Accounting for Big Banks

July 11, 2023
Brandon Ivey
The changes could address some of the issues that prompted bank failures earlier this year.
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Support for FHFA Proposal on GSEs’ Equitable Housing Finance Plans

July 11, 2023
Dennis Hollier
The Federal Housing Finance Agency proposed codifying the new equitable housing finance plans of Fannie Mae and Freddie Mac.
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Court Rules FHA ‘Face-to-Face’ Rule Not Necessarily Literal

July 7, 2023
Monica Hogan
HUD requires FHA servicers to conduct a “face-to-face” meeting or make a reasonable effort to do so before foreclosing.
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Lenders Pick Apart FHFA Proposal on Fair Lending

June 30, 2023
Sam Manas
Ed DeMarco, president of the Housing Policy Council, said that while claiming to codify existing FHFA practice, the proposal “does not address FHFA’s practices related to fair housing and fair lending enforcement.”
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Short Takes: CFPB Looking at Tech / Tighter Spreads for Fannie’s New CRT / FHFA Discloses Appraisal Comparables / Publishing Break

June 30, 2023
Brandon Ivey
The CFPB has been increasing its expertise in data science and analytics so that it can spot fair lending violations throughout the lending process.
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