One legal interpretation: The CFPB’s findings could stop some actions that would be in the borrower’s best interest...

Ocwen's income received a $28 million boost from “favorable adjustments to significant legal and regulatory settlement expenses.”

Freddie Mac improves income verification options for self-employed borrowers.

Fraud in a non-QM program nearly toppled Sterling Bank and Trust.

Applications for purchase mortgages fell to a level last seen in early June.

ABA and Texas ABA members win a delay on compliance with the CFPB's data collection requirements on small business lending.

HUD noted that over the years many lenders have moved away from a model of local origination and servicing offices to more centralized operations.

The OCC entered into a consent order with Cenlar in 2021.

The proposal could reduce banks’ participation as single-family and commercial/multifamily lenders, servicers, and providers of warehouse lines and mortgage servicing rights financing, according to the MBA.

Capital requirements for mortgages at big banks would vary based on LTV ratio.