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Home » Topics » IMFnews » Regulatory

Regulatory
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Lenders Expect Manageable Changes on Home Sale Structure

February 1, 2024
Brandon Ivey
The commission structure for real estate agents is poised for a shakeup in the wake of the legal issue facing the National Association of Realtors.
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FHFA Directs GSEs to Explore Alignment on Reps, Warrants

January 31, 2024
Dennis Hollier
This year's scorecard includes more focus on the multifamily businesses of Fannie Mae and Freddie Mac.
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Mortgage-Related Complaints to CFPB Decline Slightly

January 30, 2024
Andras Malatinszky
Mortgage borrowers filed only 2.4% fewer complaints last year than in 2022.
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CFPB Focusing on LO Comp Enforcement; No Rule Change

January 25, 2024
Brandon Ivey
The CFPB has concerns about lenders reducing LO comp in an effort to increase originations.
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Broeksmit Delivers Fiery Remarks at IMB Conference

January 24, 2024
Brandon Ivey
The MBA is taking its concerns about rising costs for obtaining credit scores to the Federal Housing Finance Agency, the Consumer Financial Protection Bureau and the Federal Trade Commission, among other entities.
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GSEs Rejigger Sustainable Bond Programs

January 24, 2024
Dennis Hollier
At the direction of the Federal Housing Finance Agency, Fannie Mae and Freddie Mac are reformulating their Social Index to make it more attractive to investors while still protecting the privacy of borrowers.
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Fannie Warns of Appraisal Fraud in Texas, Florida

January 23, 2024
Dennis Hollier
The government-sponsored enterprise said it has identified a significant number of fraudulent appraisals tied to mortgages originated between 2021 and 2023.
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FINRA Aims to Speed Up Reporting on MBS/ABS Trades

January 23, 2024
Brandon Ivey
FINRA has proposed reducing the reporting timeframe for MBS and ABS trades to one minute.
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CHLA Calls for Maintaining Tri-Merge Credit Score Process

January 19, 2024
Brandon Ivey
If the government-insured mortgage programs don't follow FHFA in shifting to a bi-merge process, then it's not worth making the switch for GSE loans, according to CHLA.
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SCOTUS Escrow Case About More Than Escrows

January 17, 2024
Brandon Ivey
The case will determine the extent to which federal regulators can preempt state laws.
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