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Home » Topics » IMFnews » Regulatory

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Short Takes: Inventory Recovering / First-Time Homebuyer Share Increases / A&D Goes Bigger With Latest MBS / Republican Senators Call for Withdrawal of Capital Requirement Proposal

November 14, 2023
Brandon Ivey
The inventory of homes for sale was stronger than anticipated in October.
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Fed Unlikely to Acquiesce to Industry’s MBS Proposals

November 10, 2023
Dennis Hollier
Federal Reserve Chair Jerome Powell said the Federal Open Market Committee will maintain a “brisk pace” of qualitative tightening.
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Short Takes: NAR Launches Flood Disclosure Tracker / TransUnion: Mortgage Balances Up / Realtor.com Aims to Educate Veterans / All-Cash Purchases on the Rise

November 9, 2023
James Dohnert
NAR says a FEMA proposal to mandate a flood disclosure form is unnecessary and would overly burden states. 
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FHFA Plans Changes for FHLBank System

November 8, 2023
Dennis Hollier
One key element of the review addresses the FHLBanks’ role in the string of regional bank failures last spring.
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CFPB Reviews State CRA Laws, Nonbank Coverage

November 3, 2023
Sam Manas
CFPB Director Rohit Chopra last month pushed states to subject nonbanks to CRA coverage.
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Industry Participants Ramp Up Training on Appraisal Bias

November 2, 2023
Sam Manas
The GSEs are collaborating to create appraisal bias training for the appraiser community.
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Change Resolves CDFI Status Issues

November 2, 2023
James Dohnert
Change Lending has come to an agreement-in-principle with the CDFI Fund to regain its CDFI good-standing status.
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Short Takes: Zillow Boosts Originations / Figure Offers HELOC Tech / Sterling Bank and Trust Turns to Rocket / CHLA Seeks Streamlined Exams by States

November 2, 2023
Brandon Ivey
Zillow's production increased 35% from the second quarter.
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MBA Cautions Against FSOC Designations for Nonbank Mortgage Companies

November 1, 2023
Brandon Ivey
FSOC plans to set new standards for applying a “systemically important financial institution” designation to nonbank financial companies.
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CFPB Proposal on Open Banking Excludes Mortgage Companies

November 1, 2023
Sam Manas
With the CFPB's open banking proposal, consumers would be able to connect checking, credit card, digital wallet and prepaid accounts to third-party institutions in order to access different products and services.
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