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Home » Topics » IMFnews » Regulatory

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Ginnie Mae Exploring ‘Non-Traditional’ MSR Ownership

June 11, 2019
Paul Muolo

Ginnie, it seems, is looking for assurances from “capital providers,” whomever they may be…


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Short Takes: Are the GSEs SIFI? It All Depends / No Witness List Yet for the Hearing / Phillips’ Replacement? / An M&A Deal Among Vendors / GAO Weighs in on Carson’s Spending Habits

June 10, 2019
Paul Muolo
Is the vendor sector ripe for M&A activity?
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Mortgage Servicing Reg Relief, Too Little and Too Late?

June 7, 2019
Brandon Ivey

The rule increases the amount of mortgage servicing assets a bank can count toward Tier 1 capital...


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The Treasury GSE Contract Could Be Worth $100 Million

June 7, 2019
Paul Muolo

One of the biggest mysterious surrounding the process is whether Treasury has issued a request-for-proposal regarding the assignment...


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Short Takes: A Fannie-Freddie IPO? Not So Fast / $20 a Share? / When in Doubt, Pick the White Guy Category / If Cordray Was Running the CFPB… / New Hires for Waterstone, LoanLogics

June 6, 2019
Paul Muolo

If Democratic-appointee Richard Cordray was still in charge at the CFPB would the Freedom Mortgage fine be larger?


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In Trying to Prevent a ‘Hard Stop,’ Freedom Mortgage Runs Afoul of HMDA

June 6, 2019
Yemeng Yang

The CFPB said the practice was not limited to a specific location, loan officer or time period...


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Short Takes: A Refreshing Assessment from Freddie’s Don Layton / Hey, Let’s Build an AU System Everyone Can Use (Maybe Not) / FHFA Pulls the Plug on Rate Survey / Booming Loan Originations. However… / CHLA Hires Industry Vet Willison

June 5, 2019
Paul Muolo

Freddie CEO Don Layton: "People tell me, ‘Well, let’s have a common AUS that everyone can use.’ My only data point on that is that to have a common system on the backend for the security (UMBS) took seven years and $2 billion to build…”


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CFPB Issues Warning on Loan-Closing Scams

June 5, 2019
Yemeng Yang

The agency said if a scam is suspected, the customer should contact the bank or wire-transfer company immediately...


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Short Takes: A Lower Production Read on LOs / FHFA Chief Weighs in On Affordable Housing Creation / Thinking About What Gordon Gekko Once Said / Civic Launches Correspondent Initiative / Wholesale v. Correspondent

June 4, 2019
Paul Muolo and Brandon Ivey
If only we had more GSE charters...
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Community Banks Seeing Effects of DFA Reg Relief

June 4, 2019
Yemeng Yang

Ron Haynie, senior vice president of mortgage finance policy for the Independent Community Bankers of America, said smaller institutions have already benefited from reg relief…


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