The FHA lowered payment history requirements for borrowers with previous forbearance to refinance their loans in order to aid the housing market. The changes are for purchase and rate-term refi loans.

The CFPB's latest supervisory highlight report demonstrated the agency's renewed interest in fair lending issues.

A coalition of groups representing lenders and some consumer advocates endorsed many aspects of the CFPB's proposal to replace the QM patch.

The National Fair Housing Alliance called HUD’s new Preserving Community and Neighborhood Choice rule a “major step backwards in the ongoing fight for fair housing.”

Under the proposal, the CFPB will accept requests from third parties, such as trade associations or law firms, on behalf of unnamed financial entities.

When it comes to the VA mortgage process, the CFPB is trying to send a message on deceptive ads...

However, the CFPB acknowledged its analysis may not represent the full picture because credit reporting is a lagging indicator...

The CFPB has assessed $1.8 million in fines on six VA lenders for sending deceptive ads...

That leaves the supervision of these cloud contractors up to Fannie and Freddie themselves.

If the LLPA is passed to consumers as a charge at consummation, lenders will have to disclose the added cost as an “origination charge” on the loan estimate and closing disclosure.