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A Portion of GSE Loans Could Shift to Non-Agency Market

February 26, 2021
Brandon Ivey

The amended preferred stock purchase agreement between the FHFA and Treasury includes limitations on acquisitions of mortgages for investment properties, second homes and products with “high risk” characteristics...


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State Regulators Plan Streamlined Exams, Will Finish Standards for Servicers

February 24, 2021
Brandon Ivey

State regulators plan to launch a "one company, one exam" pilot for nonbank mortgage companies and issue standards for servicers...


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Kraningers’s QM Standards Put on Hold; ‘Seasoned’ Rule Could be Revisited

February 23, 2021
Lisa Burden

The bottomline: The current QM standards, including the GSE patch, will remain in effect.


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The Status of the CFPB’s QM Rule? March 1 is Just Around the Corner…

February 22, 2021
Lisa Burden

Attorney Brian Johnson of Alston & Bird: "It is entirely possible that under new leadership the agency would choose to adjust or rescind certain aspects [of the rule]...”


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An Issue That Won't Go Away: the GSE Cash-Window Cap

February 21, 2021
Dennis Hollier

Fannie said it’s still assessing the potential damage. Freddie hinted at the possible deleterious prospects...


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CHLA Asks for Delay and Changes to the QM Rule

February 19, 2021
Lisa Burden

Unsettled Still: The Disparate-Impact Question

February 18, 2021
Maria Volkova

But first, some background: In 2015, NAMIC and the American Insurance Association successfully challenged the Department of Housing and Urban Development’s final rule on the use of disparate impact to prove allegations of unlawful discrimination with regards to homeowners’ insurance.


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Forbearance Tally Lowest Since April of Last Year

February 16, 2021
Paul Muolo

MBA cited improvements in Fannie Mae/Freddie Mac and Ginnie Mae loans as the driver behind the better readings.


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FHA/VA Foreclosure and Eviction Moratoriums Extended Once Again

February 16, 2021
Maria Volkova

The new timeline moves the moratorium's expiration from March 30 to June 30...


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Pending Head of HUD Looking to Improve Tribal Lending Program

February 12, 2021
Maria Volkova

Section 184 home loans are specifically allocated to Native Americans who are purchasing property on tribal land trusts.


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