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FHFA Rolls Out 2022 Conforming Loan Limits. High Cost Areas Just Shy of $1M

November 30, 2021
Dennis Hollier
An 18.05% year-over-year increase in home prices means Fannie and Freddie will be able to purchase loans as high as $970,080 in 2022.
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Coming Very Soon: GSE Conforming Loan Limits for 2022

November 29, 2021
Dennis Hollier
Caps for GSE loans could jump by as much as 19%.
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Conservatives Denounce Proposed Changes to Capital Rule

November 29, 2021
Dennis Hollier
Ed Pinto and Patrick Lawler of the American Enterprise Institute argue that the capital standards, even under Calabria’s more conservative rule, are already too weak.
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CFPB Seeks Tech Talent to Match Private Sector

November 24, 2021
Sam Manas
Highlighting how algorithmic bias was leading to new, harder-to-detect digital redlining, Chopra said, “We need to make sure we have the skill sets in house"...
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Short Takes: Applications Flat / Delinquencies Decline / HUD's Vaccination Rate / Another Legacy Non-Agency MBS Settlement / Thanksgiving Break

November 24, 2021
Brandon Ivey
Mortgage originations held steady despite an uptick in interest rates.
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The Problem With Cutting GSE LLPAs Is This…

November 23, 2021
Paul Muolo
Also, because Thompson is a Democratic appointee, she likely is leaning toward the option of using the government-sponsored enterprises to improve the lot of low-income borrowers.
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Does the CFPB Have a ‘Revolving Door’ Problem?

November 23, 2021
Sam Manas
If former bureau attorneys are found engaging in violations, the CFPB said it will “make referrals to state licensing bodies and bar associations that may wish to consider disciplinary proceedings.”
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GSE Appraisal Waivers Face Scrutiny as Zillow Offers Flops

November 22, 2021
Dennis Hollier
The American Enterprise Institute, a conservative think tank, has long been critical of the reliance on appraisal waivers...
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Feds, States Reinstate Pre-COVID Mortgage Servicing Rules

November 19, 2021
Sam Manas
Although back to flexing their regulatory muscle, the agencies have promised a take a more nuanced approach...
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Large Origination Shops Urged to Draft Vaccination Mandate Plans

November 18, 2021
If the stay is lifted, initial employer compliance steps are required by Dec. 5, and workers covered under the rule would need to be vaccinated or tested...
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