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Home » Topics » IMFnews » Regulatory

Regulatory
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Wells Fargo and Mortgages, The Love Affair Is Over

June 9, 2022
Brandon Ivey
CEO Scharf said GSE underwriting guidelines put Wells in a “difficult" position...
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GSEs Release Equitable Housing Finance Plans

June 9, 2022
Dennis Hollier
Fannie's and Freddie's long-awaited plans show good intentions...
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Lenders Raise Concerns Over AVM Calculations, Cost

June 7, 2022
Sam Manas
Several of the small-entity representatives said they prefer licensed appraisers because of their understanding of the local market.
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GSE Legal Update: Collins v. Yellen, the Last Lap

June 6, 2022
Dennis Hollier
District Court judge Nancy Atlas once again hears arguments over the Fannie/Freddie net worth sweep...
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Older Mortgage Applicants Face Higher Denial Rates

June 6, 2022
Monica Hogan
Loan officers’ attitude towards mortality-related default risk is a key contributor to the problem...
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Movement Mortgage Fined After NCRC Alleges Fair Lending Violation

June 2, 2022
Monica Hogan
Despite settling, Movement denies it gave less favorable treatment based on race or national origin...
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FHFA Issues Final Rule on Annual Capital Plans for Fannie and Freddie

June 2, 2022
Dennis Hollier
The GSEs will use the capital planning process to calculate their stress capital buffer, which is set at a minimum of 0.75% of adjusted total assets.
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FHFA to Require Extensive GSE Capital Disclosures

May 27, 2022
Dennis Hollier
The new rule may clear up some of the confusion surrounding how Fannie and Freddie calculate their capital requirements under the ERCF.
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CFPB Encourages State Enforcement Through Interpretive Rule

May 26, 2022
Sam Manas
Last week the Consumer Financial Protection Bureau issued an interpretive rule affirming states' ability to enforce the Consumer Financial Protection Act and several other federal consumer protection laws.
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Biden Administration Housing Plan Leans on GSEs

May 25, 2022
Dennis Hollier
Much of the White House plan to increase housing supply has been cribbed from the enterprises' duty-to-serve plans.
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