Newrez said that the securitized loans were part of a loan delivery limited engagement by Freddie, which helped validate the operational readiness for VantageScore 4.0.

Two closed-end seconds securitizations began marketing this week, each sized at about $285 million.

On average, loan-to-value ratios and debt-to-income ratios are much higher for GSE purchase mortgages with private MI compared with loans that don’t carry MI.

Higher origination volume and expanded gain-on-sale margins helped PrimeLending reduce losses in the first quarter.

Market technicals for agency MBS are currently the most favorable they’ve been since the Fed ended quantitative easing in 2022, according to David Finkelstein, CEO and co-CIO at Annaly Capital Management.

A third of its homeseller clients have rates below 5%, Coldwell Banker says.

The GSEs will accept VantageScore 4.0 on a pilot basis. FHA will follow at a later date, along with plans for the GSEs and FHA to allow for use of FICO 10T.

The main difference in 2026 was that later-stage delinquencies increased.

Now, the economists project that the average interest rate for a 30-year fixed-rate mortgage will decline to only 6.1% in the fourth quarter.

FHFA Director Bill Pulte dismissed concerns about adverse selection risk tied to the optionality for lenders on FICO scores and VantageScore.