Among the top 10 originators of securitized non-agency prime loans, just one was a bank: JPMorgan Chase.

The capital relief will be provided via an adjustment to MSR values.

The modest decline in delinquencies in the third quarter was tied to early-stage delinquencies, while later-stage delinquencies increased.

Trump's economic policies could limit rate cuts by the Fed in 2025.

Some $30.44 billion of multifamily loans went into commercial MBS issuance in the third quarter, a 46.1% increase from the second quarter.

The wholesale royalty cost for a FICO credit score for mortgage originations will increase by 41% in 2025 to $4.95.

A business-friendly CFPB, higher insurance premiums for FHA borrowers and an exit from conservatorship for the GSEs are all possibilities.

Fannie Mae and Freddie Mac had $182.3 billion in mortgage holdings (measuring mortgage-backed securities and loans) at the end of the third quarter.

The 10-year opened the day at 4.258% and spiked to nearly 4.50%.

Non-agency MBS is offering better execution, in some instances, than the GSEs for investment-property mortgages.