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Short Takes: FICO’s Reaction / Applications Increase / FHA Foreclosure Moratorium in Texas County / Fannie Selling NPLs / Still Retiring From PulteGroup

July 9, 2025
Dennis Hollier and Brandon Ivey
FICO's stock price took a hit after the FHFA announced that the GSEs will immediately accept VantageScore 4.0.
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CFPB’s Guidance Recissions Hit Snag in Court

July 8, 2025
Shannon Clark
A judge allowed the CFPB to withdraw its amicus brief to the extent the brief discusses now-withdrawn advisory guidance but denied the bureau’s request to strike the brief from the docket.
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Short Takes: Employment on Shaky Ground / U.S. Citizen Share of Mortgage Lending Rising / Home Sales Slowing / New Wholesale Option for RTLs

July 8, 2025
Brandon Ivey
Some 29% of households surveyed by Fannie Mae in June said they were concerned about potentially losing their jobs, up from a 22% share in May.
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Piper’s Mid-Year Take on Mortgages: No Normalcy Yet

July 2, 2025
Paul Muolo
Piper: "The primary-secondary spread has averaged 1.06% in 2Q25, below the 1Q25 average of 1.12%."
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First American Sticks Its Toe in the MSR Brokerage Pool

July 1, 2025
Paul Muolo
Bob Caruso is in charge of the servicing brokerage platform.
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Rating Agency Officials Not Worried About Non-QM Lates

June 30, 2025
Abby Zimmardi
Fitch's Susan Hosterman said loans that have a DSCR of one or higher are performing "extremely" well.
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Mortgage-Focused Attorneys Launch New Law Firm

June 27, 2025
Shannon Clark
The founders of the Brody Gapp law firm have mortgage-industry backgrounds.
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Researchers Raise Alarms on Housing Inventory, Affordability

June 25, 2025
Brandon Ivey
Rising home prices and property insurance premiums, elevated interest rates and other factors are placing financial burdens on homeowners and limiting homeownership opportunities.
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Short Takes: Powell Firm on Interest Rates / Public Land Sales Hit Roadblock in Senate / Bayview Boosts Issuance of Non-Agency MBS With GSE-Eligible Mortgages / Cerberus CES Securitization

June 25, 2025
Brandon Ivey
At a hearing in the House, Powell reiterated that the Fed is waiting to see developments in tariff policies and the employment market before deciding whether to cut rates.
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Fannie Economists Hike Projection for Interest Rates

June 24, 2025
Brandon Ivey
Economists at Fannie Mae project that the interest rate for a 30-year fixed-rate mortgage will average 6.5% during the fourth quarter of 2025.
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Latest Imf News

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Featured Data

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