A business-friendly CFPB, higher insurance premiums for FHA borrowers and an exit from conservatorship for the GSEs are all possibilities.

The profitable third quarter was due to modest improvements in originations coupled with ongoing cost management and productivity programs.

Laura Escobar, 2025 chair of the MBA and president of Lennar Mortgage, encouraged MBA members to become more comfortable incorporating AI into their businesses.

The 10-year opened the day at 4.258% and spiked to nearly 4.50%.

Complaints about credit reporting dominated submissions to the CFPB and they more than doubled on an annual basis through the first three quarters of this year.

Revenues increased 7.7% from 2Q24 but compensation to executives and employees rose 8.2%.

Ultimately, Fitch's long-term issuer default rating on Finance of America went from C to CCC.

Uncertainty regarding election results could cause some interest rate volatility in the near term.

It doesn’t help that the Federal Housing Finance Agency is simultaneously trying to implement a bi-merge to replace the tri-merge method.

Ginnie initially planned on implementing the capital requirements at the end of 2023, along with other reforms.