Michael Fratantoni, chief economist and a senior vice president of research and business development at the Mortgage Bankers Association, predicted that interest rates will largely stay above 6.0% in 2026 and 2027.

The median home price in California declined by 0.4% on a monthly basis in December.

Volume with primary MI was up sharply in the fourth quarter of 2025 at both the government-sponsored enterprises and the Department of Veterans Affairs, while FHA volume lagged to some extent.

CHLA said a single-bureau credit pull could ultimately increase costs for borrowers, among many other issues.

Potential home sales aren’t penciling out for some buyers who bought in recent years.

A handful of states have established requirements for interest payments on funds held in mortgage escrow accounts.

Foreclosure filings increased by 14% on an annual basis in 2025.

Issuance of residential mortgage-backed securities increased by 13.8% on an annual basis, hitting $1.43 trillion in 2025.

Originations at BofA increased by 26.7% from the third quarter while Wells' production was up 7.0%.

“There are a number of companies that have thrown out the rule book, if you will,” said Christy Soukhamneut, a consultant.