Some 68.0% of mortgages originated in 2025 were sold into mortgage-backed securities.

FICO’s profile and the elevated stock price/earnings ratio for the company relative to the S&P 500 average PE ratio lead CHLA to project that there will be “another round of major price hikes” for credit scores this fall.

"While the 2026 spring homebuying season may spark some momentum, the most likely outcome is modest price growth as buyers and sellers remain at a standoff," said Thom Malone, principal economist at Cotality.

The correspondent channel accounted for 38.0% of government-insured originations in 2025, up from a 34.5% share in 2024.

The homebuilder defended its “land-light” and “volume-prioritized” strategy.

The lender took an $8.4 million loss in the fourth quarter of 2025, more than double the loss it posted in the previous quarter.

Home prices increased by 0.1% on a monthly basis in January, according to the Federal Housing Finance Agency.

Homes were less affordable than historical averages in 97% of counties in the first quarter of 2026, according to a recent report by ATTOM.

Some $279.0 billion of home equity loans were originated in 2025.

Patrick Zondervan, executive director of the VA Loan Guaranty Service, said the agency was “absolutely willing” to examine its appraiser requirements.