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Home » Topics » IMFnews » Originations

Originations
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Potential Homebuyers Face Hurdles Beyond Interest Rates

January 3, 2024
James Dohnert
Home price appreciation and concerns about the economy look to be outweighing the recent decline in interest rates.
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Short Takes: MSR Buyers Still Hungry / Applications Slow / Some Home Price Depreciation Expected / Expanded-Credit MBS From Annaly

January 3, 2024
Brandon Ivey
The industry expects robust bulk MSR trading during the first quarter.
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First American Recovering From Cyber Incident

January 2, 2024
Brandon Ivey
First American stressed that all funds associated with the company were secure.
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FHLBanks Could Lose Some Members Under FHFA’s Planned Changes

January 2, 2024
Dennis Hollier
To obtain FHLBank membership, an institution must hold at least 10% of its assets in residential mortgage assets.
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Short Takes: Pending Home Sales Level / Home Prices Climb / Commercial MBS Delinquencies Decline

January 2, 2024
Brandon Ivey
Lower interest rates didn't translate into higher home sales in November.
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Home Equity Lending Declines by 4% in Third Quarter

December 22, 2023
Brandon Ivey
An estimated $51.0 billion of closed-end second liens and home equity lines of credit were originated in the third quarter.
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Industry Demands More Data From FHFA on Credit Score Changes

December 22, 2023
Dennis Hollier
A coalition of most of the major mortgage industry participants says FHFA and the GSEs should be more transparent about how they assessed and validated the new credit score models.
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First American Stalls Amid Cybersecurity Incident

December 22, 2023
Brandon Ivey
“These attacks are prevalent, continue to increase in frequency and sophistication, and are increasingly difficult to detect,” First American cautioned in a recent filing with the Securities and Exchange Commission.
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Homebridge, REMN Working Toward Securitizing HELOCs

December 22, 2023
Paul Muolo
“The market has had more liquidity of late than it’s had in some time,” said Homebridge CEO Peter Norden.
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Short Takes: Lock-In Loosening / Higher Cap for GSE LIHTC Investments / Planet Home to Boost Construction Lending / Publishing Break

December 22, 2023
Brandon Ivey
A growing number of homeowners are looking to sell as interest rates decline.
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