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Home » Topics » IMFnews » Originations

Originations
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Bank Regulators Plan Mortgage Adjustments to Capital Proposal

January 10, 2024
Brandon Ivey
Trade groups representing mortgage lenders have raised grave concerns about proposed changes to capital requirements for large banks.
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Banking Veteran Gets President’s Job at Mr. Cooper

January 10, 2024
Paul Muolo
Mr. Cooper ranks sixth in MSR ownership...
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Pricing MBS: 10-Year Treasury Not Necessarily Best Option

January 10, 2024
Dennis Hollier
Chris Bennett, a veteran MBS trader and founder of Vice Capital Markets, suggests looking to the five-year Treasury rate for current coupon mortgages.
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Short Takes: New Top Issuer of Non-Agency MBS / Choppy Application Trends / Home Price Projections / MSR Offering

January 10, 2024
Brandon Ivey and Paul Muolo
JPMorgan Chase is no longer the largest issuer of non-agency MBS.
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CrossCountry Shifts to FICO 10 T, a First for MBS

January 9, 2024
Brandon Ivey
Mandatory use of FICO Score 10 T with the government-sponsored enterprises isn't scheduled until the third quarter.
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Non-QM Lenders Hiring, Expecting Increase in Lending

January 9, 2024
James Dohnert
The non-QM market will see outsized growth in 2024, according to industry participants.
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GSEs Urged to Align With HUD on Energy Codes

January 9, 2024
Dennis Hollier
A coalition including Climate Nexus, the American Lung Association, the Sierra Club and the Lincoln Institute of Land Policy weighed in on GSE policy.
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Short Takes: First American Restores Services / Credit Availability at Low Levels / Invitation Homes Settles Rent Hike Allegations / Compliance Trainer Acquired

January 9, 2024
Brandon Ivey
First American got its email system up and running again more than two weeks after a cyberattack.
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loanDepot Pulls Systems Offline Amid Cyber Incident

January 8, 2024
Brandon Ivey
loanDepot's servicing customers faced difficulties making mortgage payments over the weekend...
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Agency MBS Issuance Fails to Reach $1.0 Trillion in 2023

January 5, 2024
John Bancroft
Agency MBS issuance declined by 41.1% on an annual basis in 2023.
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