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SEC Sees Support for Effort to Revise MBS Disclosures

December 5, 2025
Abby Zimmardi
The SEC is looking to revise disclosure requirements for publicly-registered MBS and ABS to help increase issuance.
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Homebuilder Hovnanian Takes Quarterly Loss, Margins Shrink

December 5, 2025
Brandon Ivey
Buydowns on mortgages are eating into Hovnanian Enterprises' margins.
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Short Takes: Freedom Plans Debt Offering / Unlock Brings Large HEI Securitization / MFA Offers Its Largest Expanded-Credit MBS of the Year / Mortgage Fraud Case Against NY AG Falters

December 5, 2025
Brandon Ivey
The amount, coupon and maturity of Freedom Mortgage's planned debt offering will be determined at the time of issuance, according to Fitch Ratings.
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Republicans in House Aim to Reduce Regulations for Housing

December 4, 2025
Emmeline Willey
Republicans in the House plan to reduce regulations to improve housing affordability.
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Warren Pushes Back on CFPB’s ECOA Proposal

December 4, 2025
Shannon Clark
Sen. Elizabeth Warren, D-MA, said there’s a possibility that Congress will use the Congressional Review Act to overturn the proposal if it’s finalized.
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Jumbo Servicing Volume Shrinks in Third Quarter

December 4, 2025
Abby Zimmardi
Eighteen of the 30 servicers had decreases in jumbo servicing from the second quarter to the third.
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Trade Groups Reiterate Call for Long-Term NFIP Funding

December 4, 2025
Brandon Ivey
The groups suggested pairing long-term funding for the National Flood Insurance Program with reforms to the program.
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Short Takes: Minimal Marketing From Lenders / Neutral Outlook for Private MI / Pennymac Waiving Credit Report Fee in Wholesale / Pending Home Sales Decline

December 4, 2025
Brandon Ivey
Rocket Companies sees opportunities for growth as some lenders pull back, according to Brian Brown, chief financial officer and treasurer of the firm.
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Subservicing Volume Increases During Third Quarter

December 3, 2025
Paul Muolo
Subservicing vendors accounted for 28.5% of all outstanding residential loans as of the end of September.
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Delinquencies Expected to Increase in 2026, Low Losses

December 3, 2025
Brandon Ivey
Delinquencies are expected to increase primarily because the unemployment rate is projected to increase.
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Latest Imf News

  • Banks Increase Mortgage Holdings in 2Q After Dip

  • Score Shopping a Concern in Non-Agency Market

  • Pulte Turns Focus to Private MI Profits

  • Bessent Defends Treasury’s Efforts as 10-Year Yield Rises

More Imf News

Featured Data

  • Non-Agency Jumbo Lending Increases in Second Quarter

  • FHA, VA Production Strong Even as Refis Decline in 2Q

  • Banks See Modest Increase in MBS Holdings, Ginnie Gains

  • All Products Gained in 2Q But Agency Market Lagged

More Featured Data

Featured Reports

  • Agency Channel Analysis: 2Q26 (PDF)

  • 2026 Mortgage Market Statistical Annual (PDF)

  • Guide to Mortgage Lending to First-Time Homebuyers

  • Lender Profiles 1Q26: Top 25 (PDF)

More Latest Reports

Featured Poll

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

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