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Short Takes: Earnings Season is Upon Us / Business Must be Good at PennyMac / Fidelity National Makes an Acquisition / It’s Not a Malware Problem / Home Loans by (Yes) Homie

June 27, 2017
George Brooks and Paul Muolo
We kid you not: Home loans from a firm called Homie...
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Surprise: A Decline in Bank and Thrift Holdings of First Liens

June 26, 2017
Brandon Ivey
Wells Fargo, which has the largest portfolio of first-lien mortgages, reported a 3.2 percent drop in its holdings, down to $272.72 billion as of the end of the first quarter.
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MBA Urges DOJ, HUD to Suspend Future FCA Enforcement Actions

June 26, 2017
George Brooks
FCA enforcement actions can result in significant damage to a lender’s reputation and bottom line, warns MBA President Dave Stevens.
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Fannie Sentiment Survey: Looser Credit, Fewer Servicing Sales

June 26, 2017
Paul Muolo
The new sentiment survey also found that “slightly more lenders” reported they expect to decrease the share of MSR sold...
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MBA Asks Supreme Court to Rule in Favor of Employment Agreements with Class-Action Waivers

June 26, 2017
Brandon Ivey
The trade groups argued that the interpretation that employees have a right under the NLRA to engage in class or collective litigation is “dubious at best.”
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Short Takes: CFPB Seen as Limited by Election Results; Many Factors Contributing to Looser Underwriting; Outlook on Demand for Agency MBS

June 26, 2017
Brandon Ivey
The Consumer Financial Protection Bureau has largely been “defanged” in the aftermath of 2016 elections, according to analysts at FBR Capital Markets.
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Securitization Rates Started Strong in 1Q17, but…

June 23, 2017
John Bancroft
The lag effect was particularly noticeable in the conventional-conforming market…
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Update: Deal Agent Negotiations for Non-Agency MBS Drag On

June 23, 2017
Brandon Ivey
Clayton Holdings was the first firm to receive an assessment from rating services as a deal agent…
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Scores of Trade Groups Push Congress to Dump Single Director Management of the CFPB

June 23, 2017
Thomas Ressler
Groups backing the five-member commission idea include the Mortgage Bankers Association, the Consumer Mortgage Coalition and the Community Mortgage Lenders of America, among others.
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Some Lenders (Like Movement Mortgage) Keep Hiring; Others are Cautious

June 23, 2017
Paul Muolo
Quicken, the nation’s third-largest home loan originator – and number two in retail – is continuing to add positions in “all areas of the business,” said a company official.
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Latest Imf News

  • Ginnie Drives Growth in Agency Servicing in First Quarter

  • REIT MBS Investors Took Hits With Volatility in 1Q

  • PIMCO Cites Issues With Trump Admin’s Affordability Efforts

  • Margins Improve on Originations at Fifth Third in 1Q

More Imf News

Featured Data

  • GSE Deliveries Weaken in First Quarter of 2026

  • GSE Lenders Stretch Credit Envelope in First Quarter

  • Bank Sales of Mortgages Rise to 2022 Level at End of 2025

  • Structured Finance Market Keeps Momentum Going

More Featured Data

Featured Reports

  • Mortgage Profitability Report 4Q25 (PDF)

  • Agency Channel Analysis: 4Q25 (PDF)

  • GSE Repurchase Activity: Cumulative Through Fourth Quarter 2025 (PDF Format)

  • IMF Mortgage Directory: Full interactive database

More Latest Reports

Featured Poll

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

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