In 2017, Judge Sweeney ordered the government to produce many of these documents...

However, some lenders, including Flagstar Bancorp, are being careful about adding new workers.

To this point, LendingHome's originations have been concentrated on fix-and-flip bridge loans.

GSE purchase-mortgage business cooled off, falling 4.9% from the previous month, but refi volume jumped 13.3% to $70.5 billion in November.

Among the proposed changes: A residential loan made to a high-income individual residing in low- and moderate-income neighborhoods would no longer qualify for CRA credit.

Ed Pinto: Owners of GSE common have no right to expect a bailout.

In general, banks and thrifts have been pulling back from the MSR market since 2009...

What’s so interesting about the Sterling disclosure is that it comes from a bank. For the most part, depositories have shied away from non-QMs unless it’s jumbo product made to wealthy individuals…

The forms of documentation allowed through Sterling's Advantage Loan program are more vulnerable to manipulation and misrepresentation than traditional documentation programs, according to Fitch.

The crux of the matter: “The agencies are aware that the use of certain alternative data may present no greater risks than data traditionally used in the credit evaluation process.”