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Short Takes: Rate Locks Decline in May / Community Banks Pulling Back / Leo Leaving SFA / Homeowners Insurance and Affordability

June 8, 2023
Brandon Ivey
Locks for both purchase mortgages and refis declined on a monthly basis in May.
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REITs Increase MBS Holdings Amid Market Volatility

June 7, 2023
John Bancroft
With banks and the Fed shedding MBS, REITs added to their portfolios.
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Sprout Settles With Ex-Employees for $3.5 Million

June 7, 2023
Sam Manas
The former non-QM lender settled four class actions brought by former employees.
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Servicers Raise Concerns About Planned VA Loss-Mit Program

June 7, 2023
Monica Hogan
The Mortgage Bankers Association and the Housing Policy Council asked the Department of Veterans Affairs to carefully consider the specifics of a new loss-mitigation program.
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Rise in Gig Economy Income an Opening for Lenders

June 7, 2023
James Dohnert
Gig economy income can help potential borrowers qualify for a mortgage, with some complications.
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Short Takes: CFPB Warning on Chatbots / Attorneys Get Their Share / Renters, Stress and Homeownership / Applications Down Again

June 7, 2023
Brandon Ivey
The CFPB warned that companies that deploy the technology could fail to comply with consumer protection laws...
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HECM Lending Fizzles to Pre-Pandemic Levels

June 6, 2023
Andras Malatinszky
Production in the segment has been driven by three fluctuating macroeconomic forces: mortgage rates, inflation and housing prices.
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Loan Brokers Add Jobs, Mortgage Bankers Cut Some

June 6, 2023
Paul Muolo
At April 30, loan brokers employed 114,700 full timers.
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Congress Working on HUD Budget That Won't Outpace Inflation

June 6, 2023
Monica Hogan
Funding for the Department of Housing and Urban Development is expected to be remain static in 2024 compared to this year’s levels.
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Figure Ramping Up HELOC Securitization

June 6, 2023
James Dohnert
Figure Lending's newest MBS will include recently originated first- and junior-lien home equity lines of credit with an unpaid principal balance of $205.4 million.
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Latest Imf News

  • MSR Transfers Increase During Fourth Quarter

  • MBS Investors Waiting for Details on Trump Admin’s Plans

  • Better on Track to Double Production, Stem Losses

  • State Regulators, MISMO Tout Benefits of New Dataset

More Imf News

Featured Data

  • Rocket/Mr. Cooper Top UWM With GSE Deliveries

  • Lenders Shift GSE Business to Higher Quality in Fourth Quarter

  • Agency Refi Business With MI Spikes in Fourth Quarter

  • RMBS Issuance Ends Banner Year With Modest Decline

More Featured Data

Featured Reports

  • Top Mortgage Players: 3Q25 (PDF)

  • Lender Profiles 3Q25: Top 25 (PDF subscription)

  • Agency Channel Analysis: 3Q25 (PDF)

  • Mortgage Profitability Report 3Q25 (PDF)

More Latest Reports

Featured Poll

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

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