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CFPB Fair Lending Efforts Focus on Pricing, HMDA

July 5, 2024
Shannon Clark
The CFPB completed 28 fair lending examinations or reviews on banks and nonbanks last year.
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Short Takes: Pending Home Sales Decline / PennyMac Adds MSR Financing / New Expanded-Credit MBS / Translations of FHA Servicing Documents

July 5, 2024
Brandon Ivey
Pending home sales in June declined on an annual basis at a rate not seen in four months.
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FHB Appoints New Warehouse Chief as Garrett Retires

July 2, 2024
Paul Muolo
Under Garrett's tenure, First Horizon has funded more than $1 trillion in mortgage loans.
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SCOTUS Overturns Chevron Doctrine, Putting CFPB Power in the Crosshairs

July 1, 2024
Shannon Clark
Attorney Marty Green said the Supreme Court decision restores equilibrium by no longer requiring courts to place undue weight on a federal agency’s interpretation of laws...
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Large Nonbank Lenders Gain Market Share in First Quarter

June 28, 2024
Brandon Ivey
PennyMac Financial was the only top-five lender to post a decline in originations in the first quarter.
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Ginnie Proposes New Pool Type to Help HECM Lenders

June 28, 2024
Monica Hogan
The proposal aims to address issues similar to those that led to the failure of Reverse Mortgage Funding.
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MSR Investors Expect ‘Feeding Frenzy’ During Refi Wave

June 28, 2024
Brandon Ivey
Prepayment rates are expected to be higher than in previous refinance cycles because lenders have bumped up spending on technology to improve recapture rates and loan originators are eagerly anticipating increasing their volume.
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Fix-and-Flip Lender Scraps Planned Debt Offering

June 28, 2024
Brandon Ivey
"Current market conditions regarding pricing were excessive and restrictive," according to Sachem Capital.
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Short Takes: Pending Home Sales Decline / Two Rate Cuts This Year? / Fallout From SCOTUS Ruling on SEC / Biden’s Housing Plans

June 28, 2024
Brandon Ivey
Pending home sales declined by 2.1% on a monthly basis in May.
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MSR Buyers Prepping for Split on Delinquencies in Agency MBS

June 27, 2024
Brandon Ivey
Servicers face more onerous advance requirements for delinquent loans in Ginnie MBS compared with loans in GSE MBS.
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Latest Imf News

  • Retail, Correspondent Channels Boost Government Lending

  • Fannie’s Investment Portfolio Shrinks in August

  • Ameritrust Files Suit Over Investor Fraud

  • Judge Sides With State AGs in CFPB Funding Lawsuit

More Imf News

Featured Data

  • Ginnie MBS Issuance Down in August as Refi Slide Continues

  • Banks Resume Adding to Mortgage Holdings in Second Quarter

  • Banks Continue to Add to Their ABS Portfolios

  • Jumbo Share of Originations Highest Since 2022

More Featured Data

Featured Reports

  • Mortgage Servicing Rights Report: 2Q26 (PDF)

  • Agency Seller-Issuer Profile: 2Q26 (PDF)

  • Mortgage Profitability Report 2Q26 (PDF)

  • IMF HMDA Dashboard: 2025

More Latest Reports

Featured Poll

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

View Results
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