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State Regulators Fine Bayview for Cybersecurity Issues

January 9, 2025
Shannon Clark
The company allegedly failed to fully cooperate with state regulators following a data breach.
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Fitch Suggests A-Level Rating Possible for Unleashed GSEs

January 9, 2025
Brandon Ivey
If the GSEs comply with the Federal Housing Finance Agency’s existing capital rule, maintain strong risk-adjusted earnings and uphold a dominant market presence, a stand-alone rating in the A category could be possible for the firms.
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FCI Putting Emphasis on Servicing Technology

January 9, 2025
Paul Muolo
The non-agency servicer has 32 full-time computer programmers.
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Short Takes: CFPB’s Medical Debt Rule Faces Lawsuit / Thompson Stepping Down From FHFA / Phillips Joins Freddie / Better Loses Origination Partner / Mortgage Affordability

January 9, 2025
Brandon Ivey
The CFPB's medical debt rule is facing a lawsuit and Republican leaders in Congress want to overturn the rule.
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GSE Refi Characteristics Shift in Fourth Quarter

January 8, 2025
John Bancroft
The big gains came in high-LTV refinances, which surged to 13.6% of the sample, a 7.05 percentage point increase.
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FHA Establishes Servicing Oversight Policy

January 8, 2025
Monica Hogan
The agency had never published its method of identifying servicing defects before.
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Redwood Broadens Offerings of Expanded-Credit Products

January 8, 2025
James Dohnert
Redwood is adding DSCR, bank statement and P&L loans to its Aspire correspondent platform.
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FHFA’s Planned FHLBank Reforms Left to Trump Admin

January 8, 2025
Dennis Hollier
Proposals regarding core mission activities and FHLBank membership won't be finished prior to the start of the Trump administration.
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Short Takes: Housing Market Outlook / Freddie’s New CFO / Invictus Keeps Up the Pace / Lower to Let Applicants Access Underwriting Engine

January 8, 2025
Brandon Ivey
For 2025, analysts at Morningstar DBRS predict modest home sales, modest price appreciation and mortgage rates oscillating around the 6%–7% range.
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CFPB Issues Final Rule to Remove Medical Debt From Credit Reports

January 7, 2025
Shannon Clark
Medical debt will soon be wiped away from consumer reports under a new rule.
Read More
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Latest Imf News

  • Rising Interest Rates Diminishing Mortgage Demand

  • HECM Endorsements Increase Slightly in 2025

  • Pennymac Spreads Out Agency-Eligible Deliveries

  • Lenders Face Complications With Non-Agency Lending

More Imf News

Featured Data

  • GSE Seller Buybacks and Unresolved Claims Decline

  • Profits Sag at FHLBanks in Fourth Quarter

  • Production vs Servicing Results Mixed in 4Q25

  • Correspondents Retreat in 4Q as Brokers Forge Ahead

More Featured Data

Featured Reports

  • Agency Channel Analysis: 4Q25 (PDF)

  • IMF Mortgage Directory: Full interactive database

  • IMF HMDA Dashboard: 2024

  • Top Mortgage Players: 3Q25 (PDF)

More Latest Reports

Featured Poll

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

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