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Short Takes: Nonbanks Dominate Credit Suisse Jumbo Deal / LLC Wins Freddie NPL Auction / When Will Fannie Sell Some NPLs? / Clayton Buys AVM Vendor / A Reserve Fund for GSE Profits?

March 30, 2015
Carisa Chappell and Brandon Ivey
So, how come Freddie has conducted a handful of NPL sales thus far and Fannie Mae has not?
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Another Cross to Bear for Jumbo MBS: Investors Like GSE Risk-Share Deals Better

March 27, 2015
Brandon Ivey
During 4Q14 Javelin Mortgage Investment sold all of its holdings of prime, fixed-rate, senior bonds from new-issue jumbo MBS – $119.6 million of non-agency product in total.
Read More

Increasingly, Real Estate Agents are Warming Up to Call-Center Lenders

March 27, 2015
Brandon Ivey
Tom Popik, research director of Campbell Surveys, notes that the Quicken Loans’ call-center model can be an accepted alternative to local mortgage branches.
Read More

Going, Going, Gone: HARP Volumes a Shadow of What They Used to Be

March 27, 2015
John Bancroft
Although HARP originations plunged by 76 percent last year, the FHFA may keep the program alive.
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VA Originations Continue to Impress, Up Almost 18 Percent in Fourth Quarter

March 27, 2015
George Brooks
Total VA volume for the entire year was $112.0 billion in purchase and refinance loans.
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What We’re Hearing: PHH, Worth Double? / BofA, Slow and Really Cautious / No Cut in G-Fees? Here’s Why / Protecting Your Officers and Directors / A Market on Fire: VA Lending

March 27, 2015
Paul Muolo
Glenview is bullish on Ocwen but it also owns a large stake in the nonbank...
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CFPB Holds Firm on Implementation Date for Integrated Disclosure Rule

March 26, 2015
Thomas Ressler
CFPB General Counsel Meredith Fuchs showed little sympathy for lenders worried about TRID's start date, referencing the rule's long implementation period.
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Home-Equity Lending Has Its Best Year Since 2009

March 26, 2015
John Bancroft
The headline might sound promising, but keep in mind that during the housing boom of 2003 to 2007, the industry averaged nearly $340 billion a year in home-equity originations.
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CSBS Sets Nonbank Capital Minimum at $2.5 Mil; Guidelines Look a Lot Like FHFA’s

March 26, 2015
Brandon Ivey
For capital, the proposed baseline standard for all nonbanks would require a base net worth of $2.5 million...
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Impac’s Early Results with Non-QM Lending Weak, but Hope Springs Eternal

March 26, 2015
Brandon Ivey
Impac said it will originate more than $2.0 billion of all mortgages in 1Q15, almost double what it produced the previous quarter.
Read More
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Latest Imf News

  • CFPB Receives Conflicting Feedback on HMDA Requirements

  • Appeals Court Rules in Favor of Lender in Attorney's Fees Dispute

  • Non-Agency MBS Issuers Bring Somewhat Larger Deals

  • MISMO Housing Counseling Dataset Aims to Improve Services

More Imf News

Featured Data

  • GSE Seller Buybacks and Unresolved Claims Decline

  • Profits Sag at FHLBanks in Fourth Quarter

  • Production vs Servicing Results Mixed in 4Q25

  • Correspondents Retreat in 4Q as Brokers Forge Ahead

More Featured Data

Featured Reports

  • Mortgage Profitability Report 4Q25 (PDF)

  • Agency Channel Analysis: 4Q25 (PDF)

  • IMF Mortgage Directory: Full interactive database

  • IMF HMDA Dashboard: 2024

More Latest Reports

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As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

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