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Short Takes: Employment on Shaky Ground / U.S. Citizen Share of Mortgage Lending Rising / Home Sales Slowing / New Wholesale Option for RTLs

July 8, 2025
Brandon Ivey
Some 29% of households surveyed by Fannie Mae in June said they were concerned about potentially losing their jobs, up from a 22% share in May.
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Invictis, Barclays Boost Non-QM MBS Issuance

July 7, 2025
Brandon Ivey
The issuers started marketing the deals just before the Fourth of July weekend.
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Retail Share of Nonconforming Lending Declines in 1Q

July 3, 2025
Brandon Ivey
Both the correspondent and broker channels increased their market share recently.
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Fannie Sets BSA-Like Requirements for Mortgage Companies

July 3, 2025
Brandon Ivey
For mortgage companies not currently subject to the BSA’s anti-money laundering reporting requirements, Fannie will implement requirements of its own.
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Some Bipartisan Support for Home-Rehab Tax Credit

July 3, 2025
Emmeline Willey
The tax credit would cover the difference between the cost of rehabilitation and the price the property fetches in a sale to a buyer with an income well below the area median.
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AEI Analysts Propose New Path to Federal Land Sales

July 3, 2025
Brandon Ivey
The analysts suggested that President Trump could issue an executive order directing the secretary of the Interior to auction as much as 180 square miles of federal land.
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Short Takes: Pulte Calls for Investigation of Powell / Fannie Removes Restrictions on Lender Incentives / Fairway Rebrands / Freddie Allows Buydowns for MH Loans

July 3, 2025
Brandon Ivey
Pulte is pointing to testimony from Powell regarding renovations at the Fed’s headquarters.
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CHLA Pushes Congress to Act on LO Comp Reform

July 1, 2025
Shannon Clark
The trade association also offered several recommendations the CFPB should take up to provide some "flexibility" within the rule.
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Originations of Home Equity Loans Steady in First Quarter

June 27, 2025
Brandon Ivey
New HELOC commitments accounted for 80.6% of HEL lending in the first quarter of 2025.
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FHFA Positions CSS to Sell GSE MBS Tech to Others

June 27, 2025
Dennis Hollier
FHFA created U.S. Financial Technology, a company that will take over Common Securitization Solutions.
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Latest Imf News

  • Originations of First-Lien Residential Loans Increase in 2Q

  • Despite Volatility, Investor Demand Remains Strong

  • Adamas Acquires Record Amount of BPLs in 2Q

  • House Committee Holds FHLB Hearing

More Imf News

Featured Data

  • Expanded-Credit MBS Issuance Declines in 2Q

  • Top Ginnie Servicers See Modest Growth in 2Q

  • Consumer Debt Drives New ABS to Record High in 2Q

  • Primary MI Volume, Characteristics Stable in Second Quarter

More Featured Data

Featured Reports

  • Lender Profiles 1Q26: Top 25 (PDF)

  • Mortgage Profitability Report 1Q26 (PDF)

  • Top Mortgage Players: 1Q26 (PDF)

  • Agency Seller-Issuer Profile: 1Q26 (PDF)

More Latest Reports

Featured Poll

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

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