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First-Time Homebuyers Faced with Higher Price-to-Income Ratio than Buyers in Previous Decades

August 18, 2015
Brandon Ivey
Increases in home prices have outpaced growth in income for first-time homebuyers, according to an analysis by Zillow.
Read More

Consumer Advocates Tout Ability to Get Loan Modifications for Borrowers that Have Been Denied in HAMP

August 18, 2015
Brandon Ivey
The Nonprofit Alliance of Consumer Advocates focuses on helping borrowers that have mortgages owned by a servicer subject to the $25 billion national servicing settlement.
Read More

Invesco Turns Profit in Second Quarter, Increases Holdings of Agency Adjustable-Rate Mortgages

August 18, 2015
Brandon Ivey

Short Takes: Re-Insurance Risk-Sharing Deal / New York Foreclosure Process / Non-QM Underwriting Guidelines / New Lender Enters Market

August 18, 2015
Brandon Ivey
Credit Insurance Risk Transfer 2015-2 covers an $8.1 billion pool of mortgages with a maximum coverage of approximately $202.5 million provided by re-insurers.
Read More

FHA Enhances Lender Performance Assessment with Supplemental Performance Metric

August 18, 2015
George Brooks
The metric will assess lender performance based on the lender’s default rate within three credit-score bands and compare it to an FHA target rate, rather than to the lender’s peers.
Read More

Lone Star Issues Non-Agency MBS with Non-QMs from Caliber Home Loans

August 17, 2015
Brandon Ivey
The newly-originated adjustable-rate mortgages have a weighted-average coupon of 7.387 percent and an average credit score of 688, according to Bank of America Merrill Lynch.
Read More

Short Takes: Neighborhood Watch Back Online / Delinquencies Decline / Higher Loan Amounts at FHA / MBA's Summer Lobbying Agenda

August 17, 2015
Brandon Ivey
The rate of borrowers 60 days or more delinquent on their mortgages fell to 2.72 percent in the second quarter of 2015, according to TransUnion.
Read More

GSE MBS Issuance Continues to Increase, Partly Due to Seasoned Loans

August 14, 2015
John Bancroft
A big part of Freddie’s sharp increase in issuance came from the $8.00 billion of seasoned loans the company securitized in July.
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U.S. Timeshare Delinquencies at Lowest Level in Eight Years

August 14, 2015
Thomas Ressler
Timeshare collateral has displayed consistent year-over-year improvement since 2012.
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2Q Profit Tally: Servicing Rebounded From Rough 1Q, But Production Margins Fell

August 14, 2015
John Bancroft
Although all 13 firms reported positive earnings on their origination and sales activity, many noted that production-related revenue did not keep pace...
Read More
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Latest Imf News

  • CFPB Receives Conflicting Feedback on HMDA Requirements

  • Appeals Court Rules in Favor of Lender in Attorney's Fees Dispute

  • Non-Agency MBS Issuers Bring Somewhat Larger Deals

  • MISMO Housing Counseling Dataset Aims to Improve Services

More Imf News

Featured Data

  • GSE Seller Buybacks and Unresolved Claims Decline

  • Profits Sag at FHLBanks in Fourth Quarter

  • Production vs Servicing Results Mixed in 4Q25

  • Correspondents Retreat in 4Q as Brokers Forge Ahead

More Featured Data

Featured Reports

  • Mortgage Profitability Report 4Q25 (PDF)

  • Agency Channel Analysis: 4Q25 (PDF)

  • IMF Mortgage Directory: Full interactive database

  • IMF HMDA Dashboard: 2024

More Latest Reports

Featured Poll

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

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