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Jumbo Production Slows More Than the Overall Market, but Not By Much

December 10, 2015
John Bancroft
An estimated $117.1 billion of mortgages exceeding the baseline conforming loan limit of $417,000 were originated during the third quarter.
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FHA National Loan Limit Ceiling Remains Unchanged for 2016, but Increases for 188 Counties

December 10, 2015
Paul Muolo
HUD actually offers an appeal process where lenders can ask for a loan limit increase for their county...
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TRID-Related Loan Delays Bolster Warehouse Profits? Looks That Way

December 10, 2015
Paul Muolo
“Turn times are slower and processing times are longer,” said David Frase of Southwest Bank.
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Short Takes: Banks Continue to Backpedal Away from Servicing Rights / Ocwen Sells MSRs and Pays Down Debt / Nationstar and Mr. Cooper Set for March? / GSEs Invoke Holiday Foreclosure Moratorium Again

December 10, 2015
John Bancroft, Carisa Chappell, and Paul Muolo
Slip, sliding away: commercial banks and loans-serviced-for others...
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Servicing M&A Heats Up with at Least $17 Billion Of Product on the Market; Bid Prices Improve

December 10, 2015
Two investment banking firms – Interactive Mortgage Advisors and MountainView Servicing Group – have at least $17 billion (combined) in mortgage servicing rights auctions in the works, a sign that the sector is heating up as the year draws to a close. Several other advisory firms have announced deals in the past few weeks, including The Prestwick Group and Mortgage Industry Advisory Corp. Also, sources contend that investment banker Houlihan Lokey is busy as well, though company officials there declined to comment for this story. Mark Garland, president of MountainView, said...
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Warehouse Lending Slows Somewhat; Banks Cut Pricing

December 9, 2015
Paul Muolo
“There is a ton of competition out there right now,” said one warehouse manager who works for a top-five firm.
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Agencies Provide Updates on Mortgage Regs; In February Look for FHFA Rule on Captives and FHLB Membership

December 9, 2015
Thomas Ressler
Look for new FHLB membership rules from the FHFA by February 2016...
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Government Victories in Financial Crisis Lawsuits Against Officials at State Street, Jefferies Overturned

December 9, 2015
Brandon Ivey
More evidence that the government has a hard time holding on to victories in subprime-related mortgage cases...
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Don Henig, National Sales Director for a loanDepot Division, Departs

December 9, 2015
Paul Muolo
Over the past four years, Henig has recruited hundreds of retail loan officers for Mortgage Master, which was sold to loanDepot a year ago.
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Mortgage Applications Creep Up Ever So Slightly

December 9, 2015
Sherry Muolo
Mortgage rates are still enticing at just over 4.0 percent with half a point for conforming loans...
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Latest Imf News

  • Mortgage Applications Decline for Third Consecutive Week

  • Residential Mortgage Securitization Rate Steady in 2025

  • CHLA Expects More Price Increases for Credit Scores

  • Capital Requirement Re-Proposal Might Not Bring Banks Back

More Imf News

Featured Data

  • Ginnie MBS Issuance Sees Seasonal Plunge in February

  • Non-Agency Jumbo Lending Flourished in 2025

  • Jumbo Servicing Volume Grows in Fourth Quarter

  • Plenty of Investors Ready to Cover Fed’s MBS Retreat

More Featured Data

Featured Reports

  • Agency Channel Analysis: 4Q25 (PDF)

  • IMF Mortgage Directory: Full interactive database

  • IMF HMDA Dashboard: 2024

  • Top Mortgage Players: 3Q25 (PDF)

More Latest Reports

Featured Poll

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

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