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What We’re Hearing: Oh, and Here’s a New Fee / Losing Money on Loans Because of TRID? / Too Embarrassed to Give TRID Results? / What Would Ed DeMarco Say Now? / Phoenix Out with New MSR Deal / Promotions at Stonegate

January 29, 2016
Paul Muolo
90 cents on the dollar for a mortgage with TRID errors? That can't be welcome news...
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The Final Word on 2015 Originations: $1.735 Trillion, Much Better Than Most Expected

January 28, 2016
John Bancroft
What's going on with the megabanks? The origination market continued to de-consolidate and tilt toward nonbank lenders...
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A Court Date that Could Shape the Future of Marketing Services Agreements

January 28, 2016
Thomas Ressler
Although some large lender – including Wells Fargo – have quietly killed their MSAs with Realtors, others quietly forge on, keeping a close eye on the PHH case…
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Is an Interest Rate Hike for March Still on the Table?

January 28, 2016
Thomas Ressler
Will mortgage lenders continue to cut their rates?
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Nonprime Lender Citadel Hopes to Grow Correspondent Base Five-Fold

January 28, 2016
Paul Muolo
Citadel serviced roughly $375 million of non-prime, non-agency mortgages at yearend, a three-fold increase from the year before...
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FHA Slashes Annual Premiums by Half – For Certain Multifamily Loans, That Is

January 28, 2016
Paul Muolo
One observer who follows the program had this to say: “It’s nice of them [FHA] to give money away in an election year. It’s not like they need the volume.”
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Short Takes: The Top Mortgage Performer Is… / And the Lender with the Weakest Growth Is… / New Jumbo MBS From WinWater Offers Investors a Choice / Promotions at Mortgage Master

January 28, 2016
Brandon Ivey and Paul Muolo
Analysts continue to believe that PHH's shares are undervalued based on “book” price…
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The Final MSR Transfer Count for 2015: $254 Billion; BofA a Major Seller of Ginnie Rights

January 27, 2016
John Bancroft
Not only has BofA reduced its presence in the FHA market, but it keeps dumping its Ginnie Mae servicing rights...
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The Retail Quitters Are … Some Mortgage Branch Managers Cutting Deals?

January 27, 2016
Paul Muolo
Asked why these employees would join his company, the executive said the current owners of his target have become less competitive on pricing and trimmed compensation for loan officers.
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Trade Group Chief: Suspend TRID Immediately; Does the Consumer Even Read the CD?

January 27, 2016
Paul Muolo
In an interview with IMFnews, NAIHP president Marc Savitt said the new forms are confusing and "the three-day waiting period is useless and unnecessary.”
Read More
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Latest Imf News

  • Agency Purchase-Mortgage Business Holds Steady in Early 2026

  • Locks for Purchase Mortgages Increase in March

  • Investors Showing Strong Demand for Home Equity Loan Securitizations

  • GSE Policies on Cryptocurrency Unchanged

More Imf News

Featured Data

  • ARM Production Bounces Back in Fourth Quarter

  • Home Equity Loan Originations Decline in Fourth Quarter

  • GSE Seller Buybacks and Unresolved Claims Decline

  • Profits Sag at FHLBanks in Fourth Quarter

More Featured Data

Featured Reports

  • Mortgage Profitability Report 4Q25 (PDF)

  • Agency Channel Analysis: 4Q25 (PDF)

  • IMF Mortgage Directory: Full interactive database

  • IMF HMDA Dashboard: 2024

More Latest Reports

Featured Poll

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

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