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Short Takes: FCC Stiffs MBA / VA Refis Top Complaints to CFPB / New Residential Packages Servicing Advances from Ocwen / Cash-Out Refi Outlook

November 22, 2016
George Brooks and Brandon Ivey
The MBA is considering its options to appeal the FTC's decision regarding the trade group's request for a mortgage-servicing exemption under the Telephone Consumer Protection Act.
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Jumbo Mortgage Market Cools Off Somewhat in Third Quarter with Drop in Production, Market Share

November 21, 2016
Brandon Ivey
Eight of the top 10 jumbo lenders had declines in jumbo originations on a quarterly basis in the third quarter.
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CFPB Appeals Ruling in PHH Case, with Implications for both the CFPB Director and Lenders/Mortgage Insurers

November 21, 2016
Thomas Ressler
The CFPB’s appeal asserts that the court’s ruling on the constitutionality of the agency’s structure ought to be reconsidered because it “sets up what may be the most important separation-of-powers case in a generation.”
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Ellie Mae Dominant Among Providers of Loan Origination Systems

November 21, 2016
Brandon Ivey
There were 159,523 active users of Ellie Mae's Encompass loan origination system in the third quarter, up 18.0 percent from a year ago.
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Community Groups Help Convince Fifth Third to Increase Commitment for CRA-Related Mortgage Originations

November 21, 2016
Brandon Ivey
Mortgage originations account for a large portion of the $2.50 billion increase to the $30.00 billion “community development plan.”
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Short Takes: AIG to Acquire Mortgages / Interest Rates Under Trump / Ginnie Servicing Fee 'Inadequate' / $100,000 in MBA Scholarships

November 21, 2016
Brandon Ivey
American International Group's plan to acquire residential mortgages is part of AIG’s effort to “rebalance” its exposure to mortgages after the sale of mortgage insurer United Guaranty to Arch Capital Group.
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Banks Upped Their Holdings of Residential MBS in 3Q16

November 18, 2016
John Bancroft
Commercial banks and savings institutions boosted their holdings of residential MBS substantially during the third quarter, a new analysis of call-report data by Inside MBS & ABS reveals.
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Latest ‘Green Paper’ from SFIG Focuses on Transparency for Non-Agency MBS Reps and Warrants

November 18, 2016
Brandon Ivey
The Structured Finance Industry Group released the fourth edition “Green Paper” this week as part of an effort to revive issuance of non-agency mortgage-backed securities.
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Prospect Mortgage Goes on an LO Hiring Spree

November 18, 2016
Carisa Chappell
Prospect Mortgage quickly ramped up its loan officer staff following the recent announcement of one of the largest acquisitions of the year.
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Experts Predict What Financial Regulations Under a Trump Regime Will Look Like

November 18, 2016
Carisa Chappell
Inside-the-Beltway analysts are predicting that financial regulation and new agency leadership posts will be a primary battleground in the incoming Trump administration.
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Latest Imf News

  • Purchase-Mortgage and Refi Volume Diverge in Second Quarter

  • Losses Increase at Homebuilder Hovnanian Enterprises

  • Insurance Companies Add to Whole-Loan Mortgage Holdings

  • New Listings for Homes Up, Asking Price Slips

More Imf News

Featured Data

  • GSEs Deliver Consistent Profits; No Closer to Solvency

  • Bank Mortgage Earnings Tick Up in Second Quarter

  • Non-Agency Pushes CMBS Issuance Up Slightly in 2Q

  • PMIs Gain Purchase Share, Refinance Share Slips

More Featured Data

Featured Reports

  • Agency Seller-Issuer Profile: 1Q26 (PDF)

  • 2026 Mortgage Market Statistical Annual (PDF)

  • IMF HMDA Dashboard: 2025

  • Guide to Mortgage Lending to First-Time Homebuyers

More Latest Reports

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As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

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