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Another Ginnie Mae MSR Package Hits the Market

September 25, 2017
Paul Muolo
Roughly 82 percent of the VA-backed mortgages are interest rate reduction refinance loans or IRRRLs.
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Short Takes: Look for a Boom in 203(h) Loans? / loanDepot Jumps on Board / Don’t Have a 2018 Budget Yet? There’s Still Time / Better than Expected Originations / Waiting on Godot – and Cordray to Make Up His Mind

September 25, 2017
Paul Muolo
In general, 2017 is turning out to be a better year than many originators expected...
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MBS Market Plugging Along, Banks and Overseas Buyers Top Investors in 2Q17

September 22, 2017
John Bancroft
Commercial banks were one of the most active buyers of residential MBS during the April-June cycle...
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Non-Agency MBS Issuance Constrained by a Lack of Supply

September 22, 2017
Brandon Ivey
Matt Nichols, CEO of Deephaven Mortgage, a company that has issued nonprime MBS in recent years, said the main impediment to nonprime MBS is supply.
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Trade Groups Tell Treasury and FHFA: Legislation for GSE Reform, No Recap and Release

September 22, 2017
Paul Muolo
In a research note published Friday, Cowen & Co. notes the letter is an indication these groups believe allowing the GSEs to retain capital will prolong the conservatorships.
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ATTOM: Home ‘Flips’ Decline – Along with Profits

September 22, 2017
Sherry Muolo
ATTOM’s Daren Blomquist: “In markets where distressed discounts have largely dried up, flippers are showing more willingness to leverage financing when acquiring properties…”
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What We’re Hearing: A GSE ‘Black Swan’? / More TBTF, Perhaps / A Dividing Issue: Zero Capital / Will Mnuchin Cut a Deal with Speculators? / Waiting on a Ginnie Mae Nominee (Still) / A New Business Home for Anne Canfield

September 22, 2017
Paul Muolo
An impossible scenario, one that keeps Federal Housing Finance Agency Director Mel Watt up a night? We shall see...
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Don’t Look Now but Depositories are Making Modest Gains in Lending Market Share

September 21, 2017
John Bancroft
It marked the third straight quarter in which depositories raised their share among the top-100 mortgage originators.
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CFPB Modifies ‘Equal Credit’ Regs, Giving Lenders Additional Flexibility

September 21, 2017
Thomas Ressler
Originators will not have to maintain different practices based on their loan volume…
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Why Should Lenders Go ‘Digital’? Because That’s Where the Customers Are

September 21, 2017
Thomas Ressler
“Everybody’s going online to shop for most of their products, and mortgages are starting to happen the same way,” said Tim Anderson, director of eServices for DocMagic, during an Inside Mortgage Finance webinar…
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Latest Imf News

  • Credit Quality of GSE Loans Improves in Fourth Quarter

  • Originations at Chase Tick Up in Fourth Quarter

  • CFPB Shift of Enforcement to DOJ Appears Unlikely Now

  • Ginnie Makes MBS Backed by eNotes Eligible for PIIT Program

More Imf News

Featured Data

  • Largest Sellers See GSE Deliveries Wane in November

  • Third-Party Lenders Boost Market Share in Third Quarter

  • Bank Mortgage Repurchases Decline in Third Quarter

  • Mortgage REITs Up Agency MBS, Shed Non-Agency

More Featured Data

Featured Reports

  • Mortgage Profitability Report 3Q25 (PDF)

  • Top Mortgage Players: 3Q25 (PDF)

  • Mortgage Servicing Rights Report: 3Q25 (PDF)

  • GSE Repurchase Activity: Cumulative to Second Quarter 2025 (PDF Format)

More Latest Reports

Featured Poll

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

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