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FHFA Wants Input on Potentially Burdensome or Duplicative Regulations

April 4, 2018
Carisa Chappell
The FHFA’s Office of General Counsel will review all of the comments and report findings...
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Ginnie Contemplates Grading System for Issuer/Servicers

April 3, 2018
Paul Muolo
Such firms would then be eligible for what he called “concierge services” from the agency.
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Short Takes: No Word from the White House / Thinking About Risk, Daily/ Cash-out Refis on the Rise / Annaly’s Unique MBS / Ellington CFO Lisa Mumford Retires

April 3, 2018
Paul Muolo and Brandon Ivey
A subsidiary of Annaly Capital Management plans to issue a non-agency mortgage-backed security with a mix of seasoned mortgages...
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FHFA Research Examines AMC vs. Non-AMC Appraisals, Finding…

April 2, 2018
Carisa Chappell
The authors noted that appraisals associated with management companies may be more prone to contract price confirmation and super-overvaluation.
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In CFPB Semi-Annual Report to Congress, Acting Director Mulvaney Lays Out His Plan to Radically Reshape the Agency

April 2, 2018
Paul Muolo
In his preamble to the Congressional report, Mulvaney sums it up best, saying "many” members of Congress “disagree with my actions as Acting Director…”
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First Quarter was a Challenge, but MSR Markups Helped

April 2, 2018
Paul Muolo
The trick, though, is to convert that higher MSR value into cash…
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JPM Readies Non-Agency MBS Backed by Loans Eligible for Sale to the GSEs

April 2, 2018
Brandon Ivey
The loans in Chase's new MBS have an average balance of $527,877.
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On the Rise: Correspondent Market Share

April 2, 2018
John Bancroft
Acquiring government-insured loans from correspondent lenders has been a huge part of the Ginnie Mae market in recent years…
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Apathy Setting in on GSE Legislation. Industry Focus Shifts to Reg Reform

April 2, 2018
Paul Muolo
Cowen & Co. recently updated its forecast on GSE reform passing this year, slashing the odds to just 10 percent.
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MBA Calls for ‘Regulatory Sandbox’ for Non-QM Lending Ahead of Treasury Report on FinTech

April 2, 2018
Brandon Ivey
The idea is to offer “a space where businesses can test innovative products and processes without risk of regulatory consequences,” according to the Mortgage Bankers Association…
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Latest Imf News

  • GSEs Increase Issuance of Specified Pools in Second Quarter

  • Garg Out as Better’s CEO; Another Loss for Nonbank in 2Q

  • FHFA Faces Some Pushback on Duty-to-Serve Proposal

  • Angel Oak REIT Returns to Profitability in Second Quarter

More Imf News

Featured Data

  • Expanded-Credit MBS Issuance Declines in 2Q

  • Top Ginnie Servicers See Modest Growth in 2Q

  • Consumer Debt Drives New ABS to Record High in 2Q

  • Primary MI Volume, Characteristics Stable in Second Quarter

More Featured Data

Featured Reports

  • Mortgage Servicing Rights Report: 1Q26 (PDF)

  • Lender Profiles 1Q26: Top 25 (PDF)

  • Mortgage Profitability Report 1Q26 (PDF)

  • Top Mortgage Players: 1Q26 (PDF)

More Latest Reports

Featured Poll

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

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