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Short Takes: Treasury Department Makes Recommendations on the FCA / A Strong Showing by Arch MI / Synergy One Looks to Add Loan Officers / Under a GOP FHFA Director, the Conservatorships Will End / Churchill Mortgage Names Regional Managers

August 1, 2018
Paul Muolo and George Brooks
A prediction: “Watch for an end to the GSE conservatorships under a Republican Director at the FHFA...
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Lenders Divided on Potential for Non-QMs. Demand Exceeds Supply?

August 1, 2018
Brandon Ivey
SG’s Justin Mahoney estimated that lenders participating in the panel were backed by $10 billion of capital aimed at expanded-credit products…
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New Report: Over Half of Flawed FHA Loans Were Cured

August 1, 2018
George Brooks
Roughly 59.8 percent of the reviewed loans were initially deemed unacceptable.
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The Poor Performance of the Fairholme Fund? Blame Fannie and Freddie

August 1, 2018
Paul Muolo
Fairholme: “Fund performance was disappointing in the first half mostly due to the decline in the preferred shares of Fannie Mae and Freddie Mac…”
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Treasury Likes Fintech but CSBS Has Major Concerns on Handing Out Charters

August 1, 2018
Yemeng Yang
The report makes more than 80 recommendations related to fintech and nonbank financial policy.
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OCC Tells Fintech Firms It’s Open for Business, Send In Your Charter Apps…

August 1, 2018
Paul Muolo
There are dozens of residential lenders that use the phrase “fintech” to describe their activities, but whether they will file to become a depository is a different matter.
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Nonbank Capital Becoming Increasingly Important, but IPO Market Still Weak

July 31, 2018
Paul Muolo
In the world of finance, it’s not where you’ve been – but where you’re going.
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Short Takes: The $600,000 Man / Freddie CEO Layton Says He Thinks About Leaving … And Staying / More CRTs on the Way? / FHFA Extends Capital Comment Period / A New Hire for MGIC

July 31, 2018
Paul Muolo and Carisa Chappell
Layton said Freddie is exploring the use of additional credit risk transfers...
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USDA to Charge Lenders ‘Tech Fee’ for Use of AU System

July 31, 2018
George Brooks
HUD has been trying unsuccessfully to obtain authority from Congress to charge a similar fee to modernize its aging information technology systems…
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Another Strong Profit for Freddie Mac: $2.4 Billion; A $1.6B Dividend Payment is Expected

July 31, 2018
Paul Muolo
Once the $1.6 billion is upstreamed to Treasury, Freddie will have an account surplus of $42.4 billion...
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Latest Imf News

  • Home Equity Loan Originations Increase by 20% in Second Quarter

  • FHFA IG Blasts Budget Cut, Massive Layoffs Likely

  • GSE MBS Investors Could Penalize Loans With VS4 Scores

  • Fitch Downgrades Wells Fargo’s Servicer Ratings

More Imf News

Featured Data

  • GSE MBS Issuance Increases in August

  • Mortgage-Banking Profits on Production, Servicing Decline in 2Q

  • Banks Shed MBS/ABS From Trading Accounts in 2Q

  • Rocket, Cenlar Subservicing Portfolios Decline

More Featured Data

Featured Reports

  • IMF Mortgage Directory: Full interactive database

  • Mortgage Servicing Rights Report: 2Q26 (PDF)

  • Agency Seller-Issuer Profile: 2Q26 (PDF)

  • Mortgage Profitability Report 2Q26 (PDF)

More Latest Reports

Featured Poll

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

View Results
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