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On the Rise: GSE Credit Scores and LTV Ratios

August 12, 2019
John Bancroft

The volume of highest-risk loans rose over that period, but at a relatively slower 25.1% rate.


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Short Takes: Letting the Cat out of the GSE Bag / What Are You Doing for the 11th Anniversary? / Portfolio Growth, Anyone? / Shareholders Come First, Always / A Quarterly Loss for Cherry Hill

August 9, 2019
Paul Muolo
The big question that everyone wants to know: If released eventually from the shackles of conservatorship, will Freddie and Fannie grow those investment portfolios back up?
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Citadel CEO Perl: ‘Some of Us Are More Adventurous than Others’

August 9, 2019
Brandon Ivey

Citadel's competitors include Angel Oak, Caliber Home Loans, Deephaven, Impac Mortgage and other like-minded shops. 


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Freedom Mortgage: Cash In Hand and Ready to Buy?

August 9, 2019
Paul Muolo

Not only does the Mt. Laurel, NJ-based company rank seventh among originators, it’s also the 11th largest servicer.


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Agency MBS Issuance Soars in July, Purchase Loans Star

August 9, 2019
John Bancroft

At Fannie and Freddie, cash-out refinance volume was up 16.0% from June, while rate-term transactions rose 12.6%.


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Impac Posts a Profit in 2Q19 but Reports a Drop in Non-QM Lending

August 9, 2019
Brandon Ivey

Impac’s return to profitability occurred as the nonbank slashed spending on marketing and reduced staffing levels. The lender spent $2.0 million on business promotion in the second quarter compared to $9.0 million a year ago...


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Freedom Mortgage Inks Another M&A Deal. More on the Way?

August 8, 2019
Paul Muolo
The top-10 originator recently agreed to buy mid-sized lender J.G. Wentworth Home Loans of the mid-Atlantic. M&A sources contend that Stan Middleman’s shop has more deals in the pipeline.
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Short Takes: FHFA Toys With the Residential Application Form / Rising Like a Rocket: Impac / And Then There’s Ocwen / A 41% Drop in Employment for this One Company / The Kill Fee Revealed

August 8, 2019
Paul Muolo

Roughly four years ago, Ocwen Financial employed 10,500 workers worldwide. The firm's headcount is down dramatically since then...


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MSR-Hungry New Residential Readies Preferred Stock Deal, Provides Ditech Update

August 8, 2019
Paul Muolo

At June 30, the REIT owned $441 billion of MSRs, a 9.7% increase from March 31. The figure exclude excess servicing rights.


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Primary MI Volume Soars in 2Q19, Best Showing Since Late 2016

August 8, 2019
John Bancroft

The top three MIs in terms of risk-in-force: Arch, Radian and MGIC...


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Latest Imf News

  • GSEs’ MBS Holdings Down for Third Straight Month

  • Housing Likely to Remain in Focus Post-Midterms

  • Pennymac’s Funding in 3Q Trending Well Below 2Q

  • Jones Nominated for FHA Commissioner

More Imf News

Featured Data

  • Non-Agency Jumbo Lending Increases in Second Quarter

  • FHA, VA Production Strong Even as Refis Decline in 2Q

  • Banks See Modest Increase in MBS Holdings, Ginnie Gains

  • All Products Gained in 2Q But Agency Market Lagged

More Featured Data

Featured Reports

  • Agency Channel Analysis: 2Q26 (PDF)

  • 2026 Mortgage Market Statistical Annual (PDF)

  • Guide to Mortgage Lending to First-Time Homebuyers

  • Lender Profiles 1Q26: Top 25 (PDF)

More Latest Reports

Featured Poll

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

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