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Lenders, Investors Find a Way to Sidestep Risk Retention

January 28, 2020
Brandon Ivey

Mortgages for co-sponsored deals are usually aggregated by the investor with a whole-loan sale flow arrangement.


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A Flat Origination Quarter for Flagstar

January 28, 2020
Paul Muolo

Flagstar also revealed $4.9 billion of "flow” servicing sales during 4Q19...


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Short Takes: Calabria Sees Warning Signs / Made in Las Vegas / What’s Holding Builders Back / Keeping a Close Watch on Pricing Concessions / A New Hire for loanDepot

January 27, 2020
Paul Muolo

Calabria blamed the lack of housing stock in America on “the accumulation of burdensome laws and regulations…”


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Rates Tumble as Stocks Sell Off in Wake of Coronavirus Fears

January 27, 2020
Paul Muolo

Some home lenders cut their rates this morning as fears over the Coronavirus accelerated...


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The CFPB Narrows the Scope of 'Abusive' Standards. Good News for Industry?

January 27, 2020
Yemeng Yang

Analyst Jaret Seiberg of Cowen: "This guidance should restrict how the abusive standard can be used. This doesn't mean the CFPB can't investigate these products. It is more that its power to bring aggressive enforcement actions will be less.”


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Sober Underwriting Standards on Expanded-Credit Collateral

January 27, 2020
Brandon Ivey

Over the last two years, the average credit score on mortgages in expanded-credit MBS was 726.8.


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Nonbank Lakeview Dethrones Wells Fargo as the Top Ginnie Mae Servicer

January 27, 2020
John Bancroft

Lakeview booked $7.85 billion in bulk Ginnie MSR transfers during the fourth quarter. The biggest chunk, $3.40 billion, came from United Shore Financial Services, the parent of United Wholesale Mortgage, the nation’s fifth largest home lender.


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CFPB Sues Mortgage Firms for Credit Report Fraud

January 24, 2020
Yemeng Yang

According to the complaint, Monster purchased more than 7 million credit reports from Experian between December 2015 and May 2017. The reports included consumers’ names, addresses, number of student loans and aggregate student loan balances.


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A Perfectly Good Storm for 4Q19 GSE Earnings?

January 24, 2020
Paul Muolo

Fannie and Freddie are poised to bring the bacon home in regard to fourth quarter earnings. Any wild cards here? Probably not.


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Pop the Champagne: A New Record for CMBS Issuance

January 24, 2020
John Bancroft

The office market, which accounted for 26.2% of nonagency CMBS collateral last year, posted a 44.7% increase from 2018.


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Latest Imf News

  • Nonbank Share of Agency Servicing Up Again in 2Q

  • Originations Increase, Mortgage Income Strays at Regional Banks

  • Ginnie Lenient With VA Delinquencies as Well

  • KBRA Joins Morningstar in Rating RTL Securitizations

More Imf News

Featured Data

  • Ginnie Issuance Soars in 2Q; Purchase Mortgages Strong

  • Non-Agency MBS Issuance Declines in Second Quarter

  • MBS/ABS Issuance Rises in 2Q26, But Momentum Stalls

  • Lenders Put an Emphasis on FHA, VA Loans in 2Q

More Featured Data

Featured Reports

  • 2026 Mortgage Market Statistical Annual (PDF)

  • GSE Repurchase Activity: Cumulative Through Fourth Quarter 2025 (PDF Format)

  • Guide to Mortgage Lending to First-Time Homebuyers

  • Mortgage Servicing Rights Report: 1Q26 (PDF)

More Latest Reports

Featured Poll

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

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