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Fed Governor Wants More Regulation, Calls Nonbanks ‘Lucky’

November 29, 2020
Brandon Ivey

The irony of the regulatory call: Many nonbanks are posting record profits and six firms are in the process of IPOs...


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With Refis Rolling, VA Production Edges Out FHA Once Again

November 29, 2020
John Bancroft

The top three VA originators in 3Q20: Freedom Mortgage, Quicken Loans and Veterans United Home Loans...


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An Auction is Set for Ginnie Mae EBOs

November 25, 2020
Paul Muolo

One veteran trader said he’s seeing “lots of smaller [EBO] pools” in the market...


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A Big Comeback for Wholesale and Correspondent Lending in 3Q20

November 25, 2020
John Bancroft

The top-five retail mortgage lenders year-to-date: Quicken, Wells Fargo, Chase, Freedom Mortgage and BofA...


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The 2021 GSE Loan Cap is Set: $548K and Change

November 25, 2020
Dennis Hollier

In these high-cost areas, the maximum GSE loan limit bumps up to 150% of the base limit, or $822,375.


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Biden’s CFPB to Focus on QM Rule, Servicer Compliance

November 25, 2020
Yemeng Yang

Attorney Joann Needleman: "The transition team that Biden has put together to look at the CFPB is extremely telling"...


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The Pandemic Effect: Homebuyers Making Faster Decisions

November 24, 2020
Maria Volkova

Before the pandemic struck, a consumer would start shopping 180 days before closing on a mortgage...


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Depositories Continue to Retreat from MSRs. A 3% Decline in 3Q Alone...

November 24, 2020
John Bancroft

The industry-wide servicing-for-others total was down $99.41 billion from June, a 3.0% quarterly decline. With a handful of exceptions, the banking sector has reported quarterly declines in SFO since the end of 2009.


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Wall Street Warns Mnuchin Against ‘Hastily’ Ending the GSE Conservatorships

November 23, 2020

Michael Bright: “SFA reiterates our support for the ultimate goal of releasing the GSEs from conservatorship and to increase the role of private capital in our nation’s housing finance system in a responsible manner"...


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Legal Trouble Ahead for LOs and ‘Producing’ Branch Managers?

November 23, 2020
Yemeng Yang

One area that many lenders have questions about: branch managers who also produce loans...


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Latest Imf News

  • Housing Executive Order Less Expansive Than Hoped For

  • GSE Primary MI Volume Up in 3Q, FHA Slips

  • Profits Skyrocket at Rithm’s Mortgage Unit in 3Q, Helped by Servicing

  • UWM Selling Large Chunk of Servicing During Fourth Quarter

More Imf News

Featured Data

  • Seller Repurchases of GSE Loans Bounce Up in 2Q

  • Retail Share Rising in Conventional-Conforming

  • Refi Activity Plummets, Dragging Down Agency MBS in 3Q

  • ARM Production Rebounds

More Featured Data

Featured Reports

  • Agency Seller-Issuer Profile: 2Q26 (PDF)

  • Top Mortgage Players: 2Q26 (PDF)

  • Lender Profiles 2Q26: Top 25 (PDF)

  • Agency Channel Analysis: 2Q26 (PDF)

More Latest Reports

Featured Poll

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

View Results
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