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Short Takes: Mortgage Déjà Vu / A Warehouse Securitization From loanDepot / Throwing Cold Water on Downsizing by Homeowners: Rates / A Promotion at Impac

December 9, 2020
Paul Muolo

According to Moody’s, prior to the securitization, loanDepot had sponsored five warehouse deals totaling $1.8 billion...


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First-Time Buyers Lose Ground in 3Q20 Purchase-Loan Market

December 9, 2020
John Bancroft

The decline in first-time buyer share was due in part to a failure of the government-insured sector to keep pace with the conventional market.


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Biden Picks Rep. Fudge of Ohio to Lead HUD

December 9, 2020
Paul Muolo

First elected to Congress in 2008, the African-American legislator began her public career in the Cuyahoga County Prosecutor’s Office in Ohio. She is not a member of the House Financial Services Committee...


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FDIC Fintech Originators Face Risks

December 8, 2020
Brandon Ivey

The two FDIC researchers examined more than 11 million mortgages...


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Consumer Groups Target Overturn of Trump-Era Lending Rules. CRA?

December 8, 2020
Yemeng Yang

In June, community advocacy groups, including the NCRC, brought a lawsuit against the Office of the Comptroller of the Currency over its final CRA rule...


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Short Takes: A Boatload of Liquidity for Quicken / Bulk MSR Packages on the Move / A CMBS Deal from Angel Oak Capital / Another Sunshine State Branch for AO / CSS Gets a New CTO

December 8, 2020
Paul Muolo

More liquid is better than less liquid, especially during a refi bonanza...


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Three Mortgage Servicers Settle Claims on Bankrupt Borrower Servicing

December 8, 2020
Yemeng Yang

Mr. Cooper, U.S. Bank and PNC Bank collectively will pay $74 million to remediate impacted borrowers.


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VA Proposes Temporary Partial Claim Option to Help Distressed Borrowers

December 8, 2020
Brandon Ivey

The proposal is modeled after the FHA's partial claims program, though there are differences...


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Depositories Enjoy a Sweet 3Q20 of Mortgage Banking Income

December 7, 2020
John Bancroft

Those top three banks increased their mortgage banking income by a combined $1.35 billion — or nearly 60% of the industry’s $2.29 billion increase during the third quarter.


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Overall Forbearance Rate Flat but Ginnie Relief Heads North

December 7, 2020
Paul Muolo

MBA’s Michael Fratantoni: “The job market data for November showed an economic recovery that was slowing in response to the latest surge in COVID-19 cases. It is not surprising to see the rate of forbearance exits slow, as households that needed forbearance assistance in October may be in even greater need now.”


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Latest Imf News

  • Largest Servicers See Declines in Market Share in 1Q

  • Income Spikes at Rocket in 1Q, Led by Origination Activity

  • Fitch Places ‘Deteriorating’ Outlook on HEL Securitization Sector

  • Carrington to Boost Subservicing Business With Valon Acquisition

More Imf News

Featured Data

  • Mixed Trends for Largest Ginnie Servicers in 1Q

  • Investment-Property Loans Drive Up ECM MBS Issuance

  • Mixed Trends for Mortgage Originations in 1Q

  • Mortgage Complaints Filed With the CFPB Surge in 1Q

More Featured Data

Featured Reports

  • IMF HMDA Dashboard: 2025

  • 2026 Mortgage Market Statistical Annual (PDF)

  • Mortgage Servicing Rights Report: 4Q25 (PDF)

  • Agency Seller-Issuer Profile: 4Q25 (PDF)

More Latest Reports

Featured Poll

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

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