Shutdown-related job losses and furloughs would have the biggest impact on the Washington, DC, metro area, according to Kroll Bond Rating Agency.

Tighter underwriting standards at depositories are driving investors to seek funding from nonbanks at an increasing rate, according to Charles Goodwin, a vice president at Kiavi, a fix-and-flip lender.

Rick Calle previously held the position from 2016 to 2022.

Purchase-mortgage securitizations held agency acquisitions afloat in the third quarter.

While AI use appears to be the norm in the mortgage industry, many lenders said they're hesitant to lean on the technology for originations.

Mortgages with credit scores of 740 or higher accounted for 74% of the GSE purchase market in the third quarter.

U.S. banks are increasingly using a securitization structure historically favored by European issuers.

The bipartisan housing package is intended to incentivize new construction and make reforms across lending programs.

Conforming jumbo mortgage volume is falling below levels seen in 2024.

Policy changes at the mortgage giant should make it easier for borrowers to purchase properties with ADUs.