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Judge Orders Trump Administration to Fund CFPB

December 31, 2025
Shannon Clark
Judge Amy Berman Jackson said while the preliminary injunction doesn't contain a provision expressly ordering the bureau to request funds from the Fed, it does set out clear duties that require money to fulfill.
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Consumer Advocates Criticize CFPB's ECOA Proposal

December 31, 2025
Shannon Clark
The proposal would make major changes to the Equal Credit Opportunity Act.
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Fannie Modernizes HomeStyle Mortgage Options

December 31, 2025
Dennis Hollier
Among several changes, Fannie rebranded its HomeStyle Energy product.
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Short Takes: Online Research Impacting Real Estate Agent Selection / States Sanction MLO for SAFE Act Violations / Accurate Group Completes First UAD 3.6 / reAlpha Launches National LO Recruitment Program

December 31, 2025
Shannon Clark
A new Zillow report found 36% of home sellers now find their agents through online channels, up from 15% in 2018.
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Mortgage Sales Rise at Banks and Thrifts

December 30, 2025
Brandon Ivey
Chase had the most mortgage sales volume in the third quarter among depositories, according to a recent Inside Mortgage Trends analysis of call report data.
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Homebuyers Reached Downpayment Goals Faster in 2025

December 30, 2025
James Dohnert
It now only takes seven years for a typical homebuyer to save for downpayment, according to a new report from Realtor.com.
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Assumable, Portable Mortgages Unlikely to Significantly Boost Affordability

December 30, 2025
Dennis Hollier
Urban Institute researchers said in a recent report that only strategies that catalyze new construction can truly address the housing affordability problem.
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Pending Home Sales See Slight Boost

December 30, 2025
James Dohnert
Real estate agent confidence is growing as pending home sales pick up heading into 2026.
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Short Takes: Mr. Cooper Layoffs / KBRA on UWM, Two Harbor Deal / Investors Push to Acquire Land in Areas Impacted by CA Wildfires / OceanFirst to Acquire Flushing Financial

December 30, 2025
James Dohnert
Mr. Cooper announces layoffs following merger; KBRA believes UWM and Two Harbors deal will be strategically favorable; Investor increasing land purchases for areas impacted by California wildfires; Flushing Financial to merge with OceanFirst Financial.
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Loan Production Income Increases at Publicly Traded Banks, Nonbanks

December 29, 2025
John Bancroft
A gain in income from the production and sale of new single-family home loans helped cover a modest decline in servicing profitability in the third quarter.
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Latest Imf News

  • Refis Boost Retail Lenders' Market Share in 1Q

  • Two Harbors Rejects New UWM Offer

  • Trump Stirs Up GSE Public Offering Talks

  • Chase Offers Interest Rate Discounts in May

More Imf News

Featured Data

  • Mortgage Complaints Filed With the CFPB Surge in 1Q

  • Depository Servicers End Slide in Servicing Share

  • Bulk Agency MSR Sales Back to Normal in First Quarter

  • Cars, Data Centers Drive 1Q26 ABS Issuance Surge

More Featured Data

Featured Reports

  • IMF HMDA Dashboard: 2025

  • Mortgage Servicing Rights Report: 4Q25 (PDF)

  • 2026 Mortgage Market Statistical Annual (PDF)

  • Agency Seller-Issuer Profile: 4Q25 (PDF)

More Latest Reports

Featured Poll

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

View Results
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