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Caution is the Watch Word for Regulatory Risk. A Cut in FHA Premiums?

January 3, 2022
Presently there are two mortgage-related SPACs that are in progress: Better.com (a lender) and Southport Acquisition Corp., the latter of which is looking for plays in the software arena.
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Redfin: Yet Another New Record for Home Sale Prices

December 30, 2021
Monica Hogan
“We see this slowdown as a temporary consequence of the holidays, not as an indication that homebuyer demand is backing off,” said Redfin Deputy Chief economist Taylor Marr.
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The Mortgage Grapevine: More Credit for loanDepot / Signature’s First Warehouse Line? / Little Evidence of Layoffs? / Reductions by Wells / The Biggest Mortgage Stories of 2021

December 30, 2021
Paul Muolo and Brandon Ivey
In mortgage banking, it's not necessarily where you've been, but where you're headed...
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GAO Finds Alternative Data Rarely Used in Mortgage Underwriting

December 30, 2021
Sam Manas
GAO found that between fiscal years 2016 and 2020, a mere 0.07% of mortgages purchased by Fannie Mae and Freddie Mac were made to borrowers without credit scores.
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Fix-and-Flip Lender Buys Ginnie MF Issuer

December 30, 2021
Paul Muolo
Another deal involving a fix-and-flip specialist, but this time the F&F firm is on the buy side...
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A Gain for Wholesale Lending as Retail Suffers

December 30, 2021
John Bancroft
Meanwhile, wholesale lending posted a hefty 46.4% increase in the jumbo market, though it still accounted for just 9.2% of that segment...
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New Hampshire Man Found Guilty of VA Loan Fraud

December 29, 2021
Monica Hogan
Evidence at trial showed the defendant used fraudulent means to apply for roughly $8 million in loans...
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In Counterclaim, Equity Prime Levies Allegations Against Carrington

December 29, 2021
Paul Muolo
Equity Prime's lawyers are going to be busy in the new year...
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The Debt Wheel Keeps Spinning for Mortgage Firms

December 29, 2021
Paul Muolo
The cost of money, however, for these lenders is starting to inch up. Then again, not everyone can borrow as cheaply as Rocket Companies...
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FHFA Continues to Focus on Appraisal Bias

December 29, 2021
Dennis Hollier
The centerpiece of a new report is a list of 18 specific examples, some of which are outright illegal.
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Latest Imf News

  • Refis Drive Up Originations in Fourth Quarter

  • Pennymac’s Earnings Decline in 4Q With Competition for Refis

  • State Regulators Oppose OCC’s Proposal on Preemption

  • FHFA Adjusts Cap on GSEs’ Investment Portfolios

More Imf News

Featured Data

  • Ginnie Refi Issuance in 4Q Surges Closer to Pandemic Levels

  • Non-Agency MBS Issuance Jumps 61% in 2025

  • ABS Issuance Hits Record in 2025 Despite Late Decline

  • Private MI Business Stronger Than FHA in 4Q

More Featured Data

Featured Reports

  • IMF HMDA Dashboard: 2024

  • Top Mortgage Players: 3Q25 (PDF)

  • Lender Profiles 3Q25: Top 25 (PDF subscription)

  • Agency Channel Analysis: 3Q25 (PDF)

More Latest Reports

Featured Poll

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

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