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Nonbank Failures Don't Represent Larger Threat to Market

August 2, 2022
Monica Hogan
Recent nonbank closures don't necessarily exemplify wider threats to the mortgage industry, several interviewees told Inside Mortgage Finance.
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Court: FDCPA Can Cover TILA-Required Statements

August 2, 2022
Sam Manas
A federal appeals court recently held that mortgage servicers must comply with both the Truth in Lending Act and the Fair Debt Collection Practices Act, rejecting an argument that one cancelled out the other.
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Looser Underwriting Standards Seen in GSE Deliveries

August 1, 2022
Namrata Bhatia
The GSEs are taking in an increasing amount of loans with higher LTV ratios and lower credit scores.
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Some Wins for Mortgage Industry in Bill Supported by Manchin

August 1, 2022
Brandon Ivey
Housing provisions didn't make it into the Inflation Reduction Act, but there are some positive developments for the mortgage industry on taxes.
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Rithm (New Residential) Goes Bigger With its Second SFR Securitization

August 1, 2022
Brandon Ivey
Rithm launched its single-family rental operations in 2019 and had acquired 3,285 properties as of the end of March.
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Fed’s Actions Reducing the Value of its MBS Holdings

August 1, 2022
Dennis Hollier
Just like private market participants, the Fed is experiencing unrealized losses on its massive holdings of agency MBS and Treasury securities.
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Short Takes: Rocket Launches HEL; Flagstar Merger Update; Financing Energy Efficiency

August 1, 2022
Brandon Ivey
Rocket's new home-equity loan; NYCB waiting for regulatory approval on Flagstar merger; homeowners looking for financing for energy efficiency improvements.
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Fannie Profits Up From 1Q22, Down From 2Q21

July 29, 2022
Dennis Hollier
The mortgage giant netted $4.65 billion in the second quarter, a 6% sequential jump, but a 40% decline from 2Q21.
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Redwood Swings to Loss in 2Q, Jumbo Acquisitions Drop

July 29, 2022
Brandon Ivey
Redwood took losses on both its long-term investments and jumbo aggregation activity in the second quarter.
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Freddie Mac Profits Wane

July 28, 2022
Dennis Hollier
Freddie's $2.5 billion in profits brings the company's net worth to $34.1 billion.
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Latest Imf News

  • Rocket Leads Home Equity Lenders in 1Q, a First for a Nonbank

  • Freddie Mac’s Investment Portfolio Shrinks in May

  • MBS Participants Want Changes to Basel Re-Proposal

  • Acra Offering its First Expanded-Credit MBS since 2024

More Imf News

Featured Data

  • Non-Agency MBS and GSEs Gain in First Quarter

  • GSE Servicing Share Falling to Pre-Pandemic Levels

  • Merchants, Northpointe Increase Warehouse Share

  • Ginnie Issuance Down in May as Refis Slump

More Featured Data

Featured Reports

  • IMF HMDA Dashboard: 2025

  • 2026 Mortgage Market Statistical Annual (PDF)

  • IMF Mortgage Directory: Full interactive database

  • Agency Seller-Issuer Profile: 1Q26 (PDF)

More Latest Reports

Featured Poll

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

View Results
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