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Purchase-Mortgage Share Hits 85% in First Quarter

June 2, 2023
John Bancroft
The purchase-mortgage share is growing as refinance business dwindles.
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Biden Administration Proposes Rule on Automated Valuation Models

June 2, 2023
Sam Manas
Vice President Kamala Harris announced the issuance of a joint rulemaking proposal on automated valuation model use in assessing transaction collateral, as well as several other coming developments in the appraisal space.
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To Boost Non-QM Lending, Educate Loan Originators

June 2, 2023
James Dohnert
“MLOs don’t want to touch non-QM if they don’t have to,” said Aaron Samples, the former CEO of First Guaranty Mortgage.
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Nonbank Ginnie Issuers Making Progress on Capital Requirements

June 2, 2023
Monica Hogan
Ginnie President Alanna McCargo is confident nonbanks will be able to meet pending capital requirements.
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Short Takes: Strong Economy Pushing Interest Rates Up / Potential Borrowers Waiting / Planet Home Expands Retail Footprint / Fractional Home-Equity Tokenization

June 2, 2023
Brandon Ivey
The market has priced in the likelihood of another Fed rate hike...
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Outstanding FHLBank Advances Pass $1 Trillion Mark

June 1, 2023
Brandon Ivey
The trillion-dollar threshold has only been reached once before.
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NMLS Reporting Proposal Gets Lukewarm Industry Response

June 1, 2023
Sam Manas
Mortgage trade groups asked the Conference of State Bank Supervisors to alter some elements of proposed reporting requirements.
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Lenders Concerned by FHFA Credit Score Proposal

June 1, 2023
Brandon Ivey
Industry participants want the Federal Housing Finance Agency to delay implementation of credit score changes tied to the capital framework.
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Short Takes: State Farm Exits California / MSR Deals From Phoenix / MISMO Reference Model / FHFA Joins Disaster Mitigation Group

June 1, 2023
Sam Manas and Paul Muolo
State Farm has a 20% share of the homeowners market in the Golden State...
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Mortgage Income at Nonbanks Choppy in First Quarter

May 31, 2023
John Bancroft
Half of the 16 public nonbanks posted losses in the first quarter.
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Latest Imf News

  • Agency MBS Issuance Down for Third Consecutive Month in July

  • CrossCountry Upsizes Planned Debt Offering Tied to Two Harbors

  • Consumer Advocates Oppose CRA Proposal From FDIC, OCC

  • TPG REIT to Focus on HELs Despite Cherry Hill Acquisition

More Imf News

Featured Data

  • Mortgage Complaints to CFPB Hold Steady in Second Quarter

  • Largest Servicers Lose Ground in Second Quarter

  • MSR Transfers Increase in 2Q, UWM’s Sales Spike

  • Reset Activity Drives 2Q26 Boost in CLO/CDO Issuance

More Featured Data

Featured Reports

  • IMF HMDA Dashboard: 2025

  • Guide to Mortgage Lending to First-Time Homebuyers

  • Mortgage Servicing Rights Report: 1Q26 (PDF)

  • Lender Profiles 1Q26: Top 25 (PDF)

More Latest Reports

Featured Poll

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

View Results
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