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Federal Regulators Look to Boost Borrower Scrutiny of Appraisals

June 9, 2023
Brandon Ivey
Regulators published proposed guidance on reconsiderations of value in mortgage transactions.
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Researchers Find Climate-Driven Changes in MBS Deliveries

June 9, 2023
Dennis Hollier
The economists used the government-sponsored enterprises’ conforming loan limits to examine lenders’ choices in the wake of a significant disaster.
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Insurer Retreat Adds Pressure on Lenders, Borrowers

June 9, 2023
Monica Hogan
State Farm's decision to stop accepting new applications for homeowners insurance in California has ramifications for the mortgage market.
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Short Takes: Foreclosures Increase / Affordability Improves / Upgrades for Velocity’s MBS

June 9, 2023
Brandon Ivey
Foreclosure filings increased in May.
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Jumbo Servicing Portfolios Grow Somewhat in First Quarter

June 8, 2023
James Dohnert
Limited prepayment activity it helping to prop up jumbo servicing portfolios.
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Fannie Loosens Some Underwriting Requirements

June 8, 2023
Brandon Ivey
Changes for cash-out refis, certain ARMs and manufactured-home loans.
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Freddie Announces Affordable Housing Product for Tribal Lands

June 8, 2023
Dennis Hollier
HeritageOne, a single-family mortgage product, addresses goals outlined in Freddie's 2022-2024 duty-to-serve plan.
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CRA Treatment of Ginnie Buyouts Under Scrutiny

June 8, 2023
Monica Hogan
There's some uncertainty on how revisions to Community Reinvestment Act standards will treat repurchases of delinquent loans pulled from Ginnie Mae pools.
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Short Takes: Rate Locks Decline in May / Community Banks Pulling Back / Leo Leaving SFA / Homeowners Insurance and Affordability

June 8, 2023
Brandon Ivey
Locks for both purchase mortgages and refis declined on a monthly basis in May.
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REITs Increase MBS Holdings Amid Market Volatility

June 7, 2023
John Bancroft
With banks and the Fed shedding MBS, REITs added to their portfolios.
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Latest Imf News

  • Agency MBS Issuance Down for Third Consecutive Month in July

  • CrossCountry Upsizes Planned Debt Offering Tied to Two Harbors

  • Consumer Advocates Oppose CRA Proposal From FDIC, OCC

  • TPG REIT to Focus on HELs Despite Cherry Hill Acquisition

More Imf News

Featured Data

  • Mortgage Complaints to CFPB Hold Steady in Second Quarter

  • Largest Servicers Lose Ground in Second Quarter

  • MSR Transfers Increase in 2Q, UWM’s Sales Spike

  • Reset Activity Drives 2Q26 Boost in CLO/CDO Issuance

More Featured Data

Featured Reports

  • IMF HMDA Dashboard: 2025

  • Guide to Mortgage Lending to First-Time Homebuyers

  • Mortgage Servicing Rights Report: 1Q26 (PDF)

  • Lender Profiles 1Q26: Top 25 (PDF)

More Latest Reports

Featured Poll

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

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