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Lenders Advised on Code Words, Ransoms

April 3, 2024
Shannon Clark
Given that scammers are using artificial intelligence to mimic voices of trusted sources, Violet Sullivan, assistant vice president at Crum & Forster Insurance, recommended mortgage companies require the source to provide a code word or phrase during verbal confirmation of a transaction.
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Short Takes: Altisource Shifts From Mortgages to EV Tech / Applications Down Slightly / Farmer Mac Sees Strong Demand / HUD’s Vacant Lot Sale

April 3, 2024
Brandon Ivey
Altisource Asset Management is working on a control system that increases the efficiency of electric vehicles.
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Bank Mortgage Holdings Increase in 2023

April 2, 2024
James Dohnert
On an annual basis, the holdings increased by 3.2%.
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Mortgage REIT to Drop Mortgages and REIT Status

April 2, 2024
James Dohnert
Ellington Residential Mortgage REIT will rename and shift focus to investing in collateralized loan obligations.
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Mixed Trends in Latest Non-Agency MBS

April 2, 2024
Brandon Ivey
Angel Oak Companies, Lone Star Funds and Redwood Trust kicked off the second quarter of 2024 with new non-agency MBS offerings.
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Short Takes: Silver Lining in Delayed Annual Report / More MSRs on Offer / Plenty of Buyers / New Translated Glossaries From CFPB

April 2, 2024
Brandon Ivey and Paul Muolo
Better's annual report for 2023 will be delayed due to some corrections for the firm's results for 2022.
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FHFA Conducting Targeted Exams of Nonbanks

March 29, 2024
Brandon Ivey
Between October 2021 and August 2023, 21 exams were conducted.
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Subtle Shifts in Securitization Rate as Lending Declines

March 29, 2024
Brandon Ivey
The securitization rate for residential mortgages was 72.1% in 2023.
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Congress Divided on Solutions for Housing Affordability

March 29, 2024
Monica Hogan
Lawmakers across both parties agree that housing costs are unaffordable, but there's no consensus on how to address the issue.
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State Court Ruling Favors CFPB’s Stance in TILA Case

March 29, 2024
Shannon Clark
The lawsuit centers on whether requirements under the Truth in Lending Act apply to mortgages that are marked as commercial on loan documentation but have certain residential characteristics.
Read More
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Latest Imf News

  • FHFA Eliminates Haircut on VS4 Scores With GSEs

  • Homeseller Impersonation Fraud Rising, Aided by AI

  • GSEs Lose More Servicing Share in Second Quarter

  • Court Dismisses Lawsuit by Former HUD Office of Fair Housing Attorneys

More Imf News

Featured Data

  • Ginnie MBS Issuance Down in August as Refi Slide Continues

  • Banks Resume Adding to Mortgage Holdings in Second Quarter

  • Banks Continue to Add to Their ABS Portfolios

  • Jumbo Share of Originations Highest Since 2022

More Featured Data

Featured Reports

  • Mortgage Servicing Rights Report: 2Q26 (PDF)

  • Agency Seller-Issuer Profile: 2Q26 (PDF)

  • Mortgage Profitability Report 2Q26 (PDF)

  • IMF HMDA Dashboard: 2025

More Latest Reports

Featured Poll

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

View Results
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