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Short Takes: Jobs and Interest Rates / CFPB Servicing Rule Coming / Incenter Expands Advisory Services / Securitization of Proprietary Reverse Mortgages

December 8, 2023
Brandon Ivey
Despite a relatively strong jobs report, the MBA still anticipates that the Fed will begin to cut rates in the spring.
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USMI Leader Calls for Coordination on Housing Policy

December 7, 2023
Monica Hogan
Policymakers need better coordination between FHA and GSE policies, according to Seth Appleton, president of U.S. Mortgage Insurers.
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Freddie Streamlines Originations of Condo Loans

December 7, 2023
Dennis Hollier
Condo Project Advisor enhancements will allow lenders to determine whether a loan for a unit in a project is eligible for acquisition by Freddie within minutes.
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Nonbank Lender Stocks Non-Agency MBS With GSE-Eligible Loans

December 7, 2023
Brandon Ivey
The $576.2 million non-agency MBS is the first from CalCon Mutual Mortgage.
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Fitch Leads MBS Ratings, a Close Second in ABS

December 7, 2023
John Bancroft
Fitch rated $31.89 billion of non-agency MBS through the first nine months of 2023, which equaled 74.6% of total rated non-agency MBS issuance.
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Short Takes: CU Expands Mortgage Offerings / Green Home Loans / Lower Rates and Affordability

December 7, 2023
Brandon Ivey
Alliant Credit Union is now offering government-insured mortgage products.
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Broker Share Declines in FHA/VA Markets

December 6, 2023
Brandon Ivey
Among a group of large lenders, the broker share of the government-insured market declined to 20.4% in the third quarter, down from 21.2% in the second quarter.
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Dimon: Regulators Unaware of Impact of Capital Proposal

December 6, 2023
Brandon Ivey
Jamie Dimon, chairman and CEO of JPMorgan Chase, raised concerns about a capital requirement proposal at a hearing in Congress Wednesday.
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McHenry Declines to Run for Reelection in House

December 6, 2023
Paul Muolo
Rep. Patrick McHenry, R-NC, is currently the chairman of the House Financial Services Committee.
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Non-QMs Gaining Traction With Borrowers, LOs

December 6, 2023
James Dohnert
“There’s just incredible pent-up demand right now,” said Aaron Samples, chief revenue officer of Logan Finance.
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Latest Imf News

  • Jumbo Mortgages Gaining Share in Originations

  • Annaly Brings Exceptionally Large Expanded-Credit MBS

  • Non-Agency MBS Investors Showing Insatiable Demand

  • Lennar Reducing Incentives for Home Purchases

More Imf News

Featured Data

  • Agency MBS Issuance Down in May as Refinance Falters

  • Correspondent Share Slips in First Quarter of 2026

  • FHA Refis Sole Bright Spot in First-Quarter Originations

  • Banks’ Mortgage Holdings Inch Down in First Quarter

More Featured Data

Featured Reports

  • Agency Channel Analysis: 1Q26 (PDF)

  • Guide to Mortgage Lending to First-Time Homebuyers

  • IMF HMDA Dashboard: 2025

  • 2026 Mortgage Market Statistical Annual (PDF)

More Latest Reports

Featured Poll

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

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