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Appeals Court Revives CFPB’s Lawsuit Against Townstone

July 12, 2024
Shannon Clark
The case is still pending a final decision, after an appeals court overturned a district court's dismissal of the lawsuit.
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Agency Business Increases in Second Quarter

July 12, 2024
John Bancroft
Fannie Mae, Freddie Mac and Ginnie Mae issued a combined $272.04 billion of single-family mortgage-backed securities in the second quarter.
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Originations Jump at Chase, Wells in Second Quarter

July 12, 2024
Brandon Ivey
Both banks increased mortgage production by more than 50% on a quarterly basis in the second quarter.
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Ratings Helping to Boost Fix-and-Flip Lending

July 12, 2024
James Dohnert
Toorak issued the first-ever rated RTL securitization earlier this year.
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Short Takes: FHFA Publishes Historical VantageScore Data / ‘Sweet Spot’ for Homebuyers / Low DSCR Offering From A&D / MFA Offers RPL MBS

July 12, 2024
Brandon Ivey
The historical VantageScore data are available to approved users to help with the GSEs' planned acceptance of the credit score.
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CFPB Issues Proposed Rule on Servicing Standards

July 11, 2024
Shannon Clark
The proposal has some positives and some negatives for servicers.
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GSE Conforming Jumbo Volume Spikes in Second Quarter

July 11, 2024
James Dohnert
Some $9.71 billion of conforming jumbos were included in GSE MBS issued during the second quarter.
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The Appraisal Foundation Reaches Settlement With HUD

July 11, 2024
Brandon Ivey
The Appraisal Foundation’s Appraiser Qualification Board sets appraiser qualification criteria and there were concerns that the criteria prompted a disparate racial impact on entry into the appraiser profession.
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FHA Revises Proposal on Servicing Defect Taxonomy

July 11, 2024
Brandon Ivey
The proposal includes six defect areas through the servicing life cycle and remedies for each defect area.
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Short Takes: Treasury Hosts Title Insurance Meeting / HELOC Securitization From Figure / Inflation Declines / Foreclosure Activity Slows

July 11, 2024
Brandon Ivey
The meeting will help the Treasury’s Federal Insurance Office as it considers policy options on title insurance.
Read More
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Latest Imf News

  • Refi Activity Soars at VA, FHA in Fourth Quarter

  • Mixed Signals on Mortgage Originations in First Quarter

  • Treasury Officials Reiterate Plans to Boost Banks

  • GSEs Offering Flexibility as Partial Government Shutdown Drags On

More Imf News

Featured Data

  • Ginnie Mae Issuance Rebounds in January; USDA Loans Spike

  • Prime Non-Agency MBS Issuance Up Nearly 40% in 2025

  • M&A Reshapes Conventional Mortgage Market

  • Refinances Lift Primary MI to a Strong Finish in 2025

More Featured Data

Featured Reports

  • Lender Profiles 3Q25: Top 25 (PDF subscription)

  • Agency Channel Analysis: 3Q25 (PDF)

  • Mortgage Profitability Report 3Q25 (PDF)

  • Mortgage Servicing Rights Report: 3Q25 (PDF)

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As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

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