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Thanks to the CFPB, Lenders May Face Greater HMDA Scrutiny

September 27, 2013
Thomas Ressler
“Our tool puts valuable information into the hands of the public in an accessible way," said CFPB Director Richard Cordray. But will consumers use this information against mortgage lenders?
Read More

GSE Buybacks Slow But Recent Books May Get More Scrutiny

September 27, 2013
John Bancroft
Although "legacy" GSE buyback requests are declining, Freddie Mac is paying close attention to more recent production.
Read More

FHFA Issues Deficiency Collection Guidance as It Takes Heat from OIG

September 27, 2013
George Brooks
Fannie Mae and Freddie Mac may take action to recover deficiencies from a defaulting mortgage borrower if permitted by federal or state law.
Read More

What We’re Hearing: FHA Admits It Will Need Bailout / Mortgage Rates May Go Sky High / Beware Small Business Owners Located Near National Parks / Why Can’t Anyone Else Raise Money for Subprime? / Flagstar Working on Another MSR Deal

September 27, 2013
Paul Muolo
If the U.S. defaults on its debt payments, will mortgage rates go sky high? Meanwhile, will JPM rescure FHA?
Read More

FHA Asks For First Bailout in Agency History, But Hints It May Never Use the Money

September 27, 2013
Paul Muolo
FHA admits it will need a bailout, well sort of.
Read More

Steady Decline in Mortgage Debt Bolsters MSR Values

September 26, 2013
John Bancroft
If you're looking for another factor in the red hot MSR market, consider this: housing receivables keep shrinking.
Read More

Citigroup’s Buyback Settlement With Freddie Covers 12 Years of Production

September 26, 2013
Brandon Ivey
Not only is Citigroup selling $61 billion in legacy MSRs, but the megabank is trying to clear out its legacy buyback exposure.
Read More

Nationstar Winning Bidder on $41 Billion of Wells Fargo MSRs?

September 26, 2013
Paul Muolo
It’s no secret that Nationstar has been an active bidder on MSRs the past two years, taking down some huge packages of product, including receivables from Bank of America.
Read More

GSEs Ready Mortgage Insurance Guidance, a 15-to-1 Risk-to-Capital Ratio Unlikely

September 26, 2013
Paul Muolo
Fannie Mae and Freddie Mac will determine new risk ratios for the mortgage insurance industry, not the Federal Housing Finance Agency.
Read More

FHA Could Get Some of JPMorgan Chase’s Settlement Money

September 26, 2013
Paul Muolo
FHA needs money, right? Some of that cash may come to the government insurer in a roundabout way from JPMorgan Chase.
Read More
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Latest Imf News

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  • Average Home Sale Price at KB Home Drops to 2023 Level

  • Ginnie to Align Liquidation Reporting With GSE Standards

  • Non-QM Lenders Tapping AI to Automate Underwriting

More Imf News

Featured Data

  • Largest Sellers See GSE Deliveries Wane in November

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  • Bank Mortgage Repurchases Decline in Third Quarter

  • Mortgage REITs Up Agency MBS, Shed Non-Agency

More Featured Data

Featured Reports

  • Agency Seller-Issuer Profile: 3Q25 (PDF)

  • Mortgage Servicing Rights Report: 3Q25 (PDF)

  • Lender Profiles 2Q25: Top 25 (PDF)

  • GSE Repurchase Activity: Cumulative to Second Quarter 2025 (PDF Format)

More Latest Reports

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As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

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