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Credit Reporting Agency Complaints to the CFPB Up 100 Percent YOY, But…

December 30, 2014
Thomas Ressler
The category of “incorrect information” continues to make up the lion’s share of the complaints, ICFPB found.
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Reintroduction of 97 Percent LTV GSE Loans a Big Ho-Hum?

December 30, 2014
Paul Muolo
Okay, so maybe the reintroduction of 97 percent LTV loans is not a game-changer...
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Lenders Largely Happy with Proposed Rule on Flood Insurance

December 30, 2014
Brandon Ivey
The CMC believes that servicers should not be required to verify flood insurance coverage on existing loans when the escrow option becomes effective.
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The Best Paid Mortgage LOs are in Arizona, California, New Jersey, New York

December 30, 2014
Paul Muolo
Some banks pay between 50 and 80 basis points per loan. At the top end of the market are loan officers who earn between 150 and 200 basis points per transaction.
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In 2015, JPM Will Hire Mortgage Workers, Wells Mum

December 30, 2014
Paul Muolo and Sherry Muolo
According to figures compiled by Inside Mortgage Finance, Wells Fargo was the nation’s largest home lender in the third quarter with $49.95 billion. JPM was a distant second.
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Short Takes: PennyMac Gets Hike on Repo Line / More on Ocwen’s Erbey / Rep. Royce Will Try to Stop the GSE Housing Trust Fund Contributions / What the New VA Loan Limits Mean

December 30, 2014
George Brooks and Paul Muolo
A spokesman for Royce recently told IMFnews that the Congressman will look “to get something through the 114th Congress to put a stop to this…”
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Worry Wall: GSE Buybacks Tied to 2013 Production on the Rise

December 30, 2014
John Bancroft
The 2013 GSE book of business is getting a lot more attention from Fannie Mae and Freddie Mac.
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More Firms Angle for Whole-Loan Trading

December 30, 2014
Thomas Ressler
FIG Partners will now buy or sell performing and non-performing residential mortgages and much more.
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Mortgage Loan Officers Continue to be in Demand

December 30, 2014
Paul Muolo and Sherry Muolo
The general consensus among those interviewed is that nonbanks will be more aggressive in their recruiting than depositories.
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Short Takes: How Much Do Loan Officers Earn? / The Lending Club is Worth What? / $17.6 Trillion In Untapped Equity / Wild Stock Market Effecting Homebuyers?

December 29, 2014
Paul Muolo and Sherry Muolo
Of that amount, $9.9 trillion is mortgaged, according to Inside Mortgage Finance, which means consumers have untapped equity of $17.6 trillion.
Read More
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Latest Imf News

  • GSE MBS Issuance Declines in First Quarter of 2026

  • Pennymac Makes the Case for Nonbanks

  • Better’s Originations Increase in 1Q, Still Taking Losses

  • Pennymac Sends More GSE-Eligible Mortgages to Annaly

More Imf News

Featured Data

  • GSE Seller Buybacks and Unresolved Claims Decline

  • Profits Sag at FHLBanks in Fourth Quarter

  • Production vs Servicing Results Mixed in 4Q25

  • Correspondents Retreat in 4Q as Brokers Forge Ahead

More Featured Data

Featured Reports

  • Mortgage Profitability Report 4Q25 (PDF)

  • Agency Channel Analysis: 4Q25 (PDF)

  • IMF Mortgage Directory: Full interactive database

  • IMF HMDA Dashboard: 2024

More Latest Reports

Featured Poll

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

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