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Heading for the Exits: Lenders That Have Been in Business 20+ Years

March 12, 2015
Paul Muolo
A major snag on getting deals completed is the "earn-out" agreement.
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Sen. Reed: FHA Servicing Transfer Authority Might Be in Appropriations Package

March 12, 2015
George Brooks
HUD is seeking authority for the FHA to require, in certain instances, institutions with less expertise in servicing to hand off that function to a specialized servicer...
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Short Takes: Trade Group Wants G-Fees Cut Now / As for Fannie & Freddie Legislation… / What Does Ocwen Do With All That Cash? / Maine Republican Worries about MMIF

March 12, 2015
George Brooks, Brandon Ivey, and Paul Muolo
Most people who are not in straight-jackets believe the chances of GSE reform by 2016 are pretty much zero. Just in case you were wondering and needed a reminder…
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Two Harbors Sticks with Plain Vanilla for its Latest Jumbo MBS

March 11, 2015
Brandon Ivey
NYCB Mortgage Co. is the top contributor to the jumbo MBS with a 13.5 percent share.
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FHA Lending Down Slightly in January; Quicken Out-Funds Wells Again

March 11, 2015
George Brooks
Universal American Mortgage posted the highest FHA growth rate at 161 percent...
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New Entrant to Mortgages A Bit Unusual: A Buyer of Lottery Winnings

March 11, 2015
Paul Muolo
A major cross-selling opportunity? A report from Credit Suisse notes that, “Every month, JGW receives over 60,000 inbound calls from consumers…”
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CFPB Chief Cordray Continues to Defend ‘Rate Checker’ Tool

March 11, 2015
Thomas Ressler
The CFPB seems to be spending quite a bit of time defending its "rate checker" tool, which is still in beta testing.
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Solutions to the LO Overtime ‘Problem’ Being Weighed

March 11, 2015
Paul Muolo
When it comes to mortgage overtime, management might just say "no."
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Short Takes: LO Overtime Pay: Just Say No / Always Working? / FHFA Critical of Fannie’s Audit Committee / Fitch Rates Rushmore / Mystery Over Spike in Ocwen’s Share Price

March 11, 2015
Brandon Ivey and Paul Muolo
The Supreme Court decision on overtime pay for loan officers is just over 48 hours old, but already some companies are fearing the worst...
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An Onslaught of Legislation to Change the CFPB? QM a Target

March 10, 2015
Thomas Ressler
Bills are expected to include provisions such as providing “qualified mortgage” status for many portfolio loans, with a much broader impact than the CFPB’s recent proposal.
Read More
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Latest Imf News

  • Bulk Agency MSR Sales Slow Down After 4Q Mergers

  • Agency MBS Investor Dynex Swings to Loss in First Quarter

  • FHLBanks Push for Regulatory Reforms

  • Homeownership Feels Out of Reach for Many Military Homebuyers

More Imf News

Featured Data

  • GSE Deliveries Weaken in First Quarter of 2026

  • GSE Lenders Stretch Credit Envelope in First Quarter

  • Bank Sales of Mortgages Rise to 2022 Level at End of 2025

  • Structured Finance Market Keeps Momentum Going

More Featured Data

Featured Reports

  • Mortgage Profitability Report 4Q25 (PDF)

  • Agency Channel Analysis: 4Q25 (PDF)

  • GSE Repurchase Activity: Cumulative Through Fourth Quarter 2025 (PDF Format)

  • IMF Mortgage Directory: Full interactive database

More Latest Reports

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As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

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