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Looser Credit on the Way? Fannie Tweaks Self-Employment Verifications

September 14, 2015
Carisa Chappell
The set of changes was updated in the GSE’s selling guide and shows a new way that income from self-employment can be both calculated and documented.
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Nationstar Trademarks the Name ‘Mr. Cooper.’ But Why?

September 14, 2015
Paul Muolo
"Mr. Cooper" seems like an odd name for a mortgage company to trademark, but you never know...
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SIFMA Presses FHFA to Align GSE MBS Programs and Set a Timetable

September 14, 2015
John Bancroft
SIFMA argues that the FHFA has to take a more active role in keeping GSE programs aligned so that differences in prepayment speeds do not emerge.
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Short Takes: Skyline Aims to Reduce LO ‘Posses’ / The Coming Texas Housing Bust / Go With the Astros, Not the Cubs / MSR Deal From Prestwick / CRE Outlook From Auction.com / Ocwen, Not Made in America

September 14, 2015
Paul Muolo
Irony or good business?: Ocwen's mortgage customers are located in the U.S., but the back office staff processing their loans are mostly overseas.
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Banks Continue to Pull Away from the ABS Market

September 11, 2015
John Bancroft
Charles Schwab Bank was the biggest investor in consumer ABS with $12.49 billion at the midway point in the year.
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The Non-QM Market Has a Problem: Anxiety About Getting Sued

September 11, 2015
Brandon Ivey
It could be years before many lenders get comfortable offering non-QMs with significant default risk due to the litigation risk.
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TRID is Just Weeks Away. Will Congress or the White House Act?

September 11, 2015
Thomas Ressler
Although Republicans likely have enough votes to force a multi-prong regulatory relief bill through both chambers, the White House remains opposed...
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Concern Over Gain-on-Sale Margins Heats Up as Volumes Begin to Drop

September 11, 2015
Paul Muolo
As one jumbo securitization officialtold Inside MBS & ABS: “Gain-on-sale margins have been okay, but no one is buying a new boat.”
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What We’re Hearing: A Couple of Mortgage IPOs on the Way? / Profits are Still Good / $2B To Invest? / Heading for the Exits Because of the CFPB? / Lenders One Zeroes in on CEO Candidate / About Those GSE Pay Raises…

September 11, 2015
Paul Muolo
Regulatory fears are driving the desire by some owners/CEOs to exit the mortgage business, but we’ve heard that refrain before.
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Home-Equity Lending Has Best Quarter Since the Crash of 2008

September 10, 2015
John Bancroft
Roughly $24.0 billion of home-equity lines-of-credit and second mortgages were originated during 2Q, up 23.1 percent from the first three months of the year.
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Latest Imf News

  • State AGs Sue OCC Over Interest-on-Escrow Preemption

  • Mortgage Earnings at Banks Increase Modestly in Second Quarter

  • Two Harbors Disputes UWM’s Allegations of Breach of Contract

  • VA Allows Non-Judicial Foreclosure of Loans With Partial Claims

More Imf News

Featured Data

  • Mortgage Complaints to CFPB Hold Steady in Second Quarter

  • Largest Servicers Lose Ground in Second Quarter

  • MSR Transfers Increase in 2Q, UWM’s Sales Spike

  • Reset Activity Drives 2Q26 Boost in CLO/CDO Issuance

More Featured Data

Featured Reports

  • IMF HMDA Dashboard: 2025

  • Guide to Mortgage Lending to First-Time Homebuyers

  • Mortgage Servicing Rights Report: 1Q26 (PDF)

  • Lender Profiles 1Q26: Top 25 (PDF)

More Latest Reports

Featured Poll

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

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