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GSE Risk Sharing is Nice but Some View it as Inadequate

October 21, 2015
Brandon Ivey
Michael Fratantoni, chief economist at the Mortgage Bankers Association, said the GSEs’ back-end risk-sharing deals do not represent the type of reform most industry participants would like to see.
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No FHA Premium Cut in the Works (Right Now) but Maybe Later?

October 21, 2015
Paul Muolo
The fear for MI firms, and the analysts who cover them, is that another cut in the MIP would eat into policies that might be written by the private mortgage insurance sector.
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CFPB Director Cordray Slams Technology Vendors Over TRID, Hints of a Vendor Overview

October 21, 2015
Thomas Ressler
Some observers believe the CFPB is questioning whether certain LOS vendors are qualified to serve the industry, fearing a potential crackdown on such companies.
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As the Seasons Change, Investors, Distressed Properties Gain Market Share

October 21, 2015
Brandon Ivey
Investors that buy homes accounted for 15.2 percent of purchasers in September, based on a three-month moving average.
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Short Takes: What Goes Down, Must Go Up (Applications) / Volatility is Here to Stay, for Now / Which Tech Firms was Cordray Referring to? / StoneHill Continues to Hire / Divide and Conquer the Mortgage Industry?

October 21, 2015
Paul Muolo
Due diligence vendor The StoneHill Group is in a hiring mode...
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After loanDepot, Who’s Next in the IPO Queue? Anyone?

October 20, 2015
Paul Muolo
Yet, here’s loanDepot, a firm launched just five years ago by industry veteran Anthony Hsieh, filing its S-1 statement with the Securities and Exchange Commission…
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Mortgage Complaints Fall Except at the Application Level; Ocwen the Complaint ‘King’

October 20, 2015
Thomas Ressler
Consumer belly-aching about mortgage servicing is down, too, but not quite as much: 12.0 percent quarter-over-quarter and 2.5 percent year-over-year.
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MBA’s Latest Forecast Calls for $1.32 Trillion of Originations in 2016

October 20, 2015
Paul Muolo
The reason for the forecast hike? Answer: a strong job market and more supply coming on the market.
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Will the FHA’s MMIF Pull Off a (Positive) November ‘Surprise’?

October 20, 2015
George Brooks
In all likelihood, the FHA could be looking at more than $200 billion in total originations this year, Brian Chappelle predicted.
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Short Takes: MBA Chief Advocates for a Future that Includes Fannie and Freddie / One GSE ‘Sin’ Revealed / A ‘Brain Drain’ at Fannie? / Coming Soon: Conforming Limits from the FHFA / Arch Rolls Out Risk-Based Pricing

October 20, 2015
Paul Muolo and Carisa Chappell
One of Fannie’s and Freddie’s reputed “sins” was donating large sums of money to politicians who, in turn, ran interference for them on Capitol Hill...
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Latest Imf News

  • GSEs Sharply Slow Pace of Portfolio Additions in Second Quarter

  • Newrez Settles Servicing Issue With States for $15.5 Million

  • Income Nearly Doubles at Figure in Second Quarter

  • Non-QM Originations Expected to Continue to Rise

More Imf News

Featured Data

  • Agency MBS Issuance Sags in July as Refi Market Fades

  • Rocket, Chase Give Up Some Servicing Share in 2Q

  • Mortgage Complaints to CFPB Hold Steady in Second Quarter

  • Largest Servicers Lose Ground in Second Quarter

More Featured Data

Featured Reports

  • 2026 Mortgage Market Statistical Annual (PDF)

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  • Guide to Mortgage Lending to First-Time Homebuyers

  • Mortgage Servicing Rights Report: 1Q26 (PDF)

More Latest Reports

Featured Poll

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

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